Tough times

[DrownInside]

Tough times never last, but tough people do. Do you have any advice on how to thrive in our business when facing the biggest challenge to hit?...

[ragga]

Hi All,

I am looking at doing a dwelling conversion in a split level home in SHZ in West Auckland. I understand I need a builder with a passive fire certificate to install the fire rated linings. Does anyone have any suggestions/referrals?...

[AKL1990]

Can we live off the equity?
My wife and I have investment properties with a mortgage of $3.5 million. Total value of all properties is around $7 million based on 2017 CV. Market valuation would be close to $10 million. The gross annual rental income is around $210K. We pay P+I for investment properties....

[orion]

Money Habits, Saving, Investing (Feb 2021).

Money is not a subject that’s taught in schools, nor are money habits, financial literacy or investing.
In fact, if you ask people to write down the first 10 words that come to mind when they even hear the word ‘money’, it often brings...

[propertyfinder]

Any suggestions on what I should do with my money?

[JCaine]

Hi Property Talkers,

I've been reading this forum for years whilst I scripted and saved now finally with enough equity/cash to look at a IP purchase. Looking at maybe a 2 beddy city fringe ish apartment. What new developments coming online do people like the look of?...

[iknownothing]

I'm currently building a 2bd self contained dwelling attached to my current OO.

Once the build finishes I want to move into the new dwelling and rent the current OO. Both properties will be on the same title.

What would be the best tax structure going forward. Would this change...

[sp275]

hi guys,

is there anyone in here with a good understanding of what's going on in invercargill ? according to oneroof, the place I bought in december has dropped 3% over the last 2 months which is a little surprising considering the state of play. the other one I have in wanganui has done...

[Lifeworkbalance]

We currently rent a 2 bed, 85m2 townhouse in St Helliers for $550pw. The landlady is a friend who recently retired and relocated out of Auckland. The 3 storey unit sits in a row of 6 owner occupied townhouses. Overall the condition is good but it would certainly benefit from a paint and new carpet....

[ingi786]

Hi there, i've been lurking on this forum for awhile (on and off) trying to learn but I have two little kids under 2 so life is quite busy!

I'm hoping for some guidance. I have worked really hard during my 20's and have around 900k to use for investment. Term deposits are very low and I...

[GREMMS]

Dear Team,
How do I move my residential home loan into my investment property?
Can I get the bank to do this?
Thanks very much all....

[Rosco]

Every property investor is in a different situation, so there is no perfect answer to what the best structure is. It always depends on your individual circumstances.

In general I hate normal companies, as it can be extremely hard and expensive to get capital gains out.

Here...

[jawher]

Can someone recommend a good accountant in the Auckland region specializing in investment property...

[chuckee]

Hi, I have a question about structure of ownership.
Let's say you have a company that owns 2 rental properties and will own them for 10+ years.
If the same company buys another rental property with the intention to hold on to it for at least 5 years, but then after 1 year gets an excellent...

[Rosco]

Great discussion for a Sunday night, what is a good deal today?


If you were going to buy a rental in the next month, what would you consider?


1) 10% below market value?
20% below market value?
30% below market value?



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