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  • blueglassbird
    started a topic Selling off Plans

    Selling off Plans

    I own a unit in a building to be demolished and rebuilt. The build costs exceed the current CV, so would lose everything if I sold before rebuilding started. If I wait until the building is rebuilt the bank will force me to sell and I will lose everything.

    Have you sold off the plans within...
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  • Looking at buying house where vendors have RC for subdivision but no CT yet - RISKY?

    Hey everyone
    We're looking at buying a property in Auckland where the current vendors have received RC to subdivide the section at the back of the property. They are planning to build a 2 storey family home there. But they haven't received the new CT for the new section and they have written on...
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  • Frezzinghot
    started a topic Leverage


    I have a hypothetical question about recycling equity.

    here is a scenario. Let say you have $10m worth of property say in Auckland.

    the average growth of those properties were 5% pa conservatively. The debt on those properties were all positive, could you effectively pull $500k...
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  • How to take out equity in fully paid for rental homes

    In 2009 I purchased two rental homes in California for about $275K each. Today, estimated sales would be $650K each. They have no mortgage. Existing renters are fantastic and never late. Combined rental income is $57,000/yr. I'm retired and manage these two homes myself, and with great renters...
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  • Tax deduction for residential with business use

    Hi everyone,

    Wonder if someone comes across this and can give some advice:

    I have a residential tenant who uses part of the property (garage) as a storage space for their material and gear for their private business.

    So my questions are:
    1. Can I consider the interest
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  • My first investment Options available.

    Appreciate your expert views or personal opinion for the investment options available to choose.
    I'm newbie investor looking to buy my first IP before October 2021. Only, looking at Brand New homes as they are hassle free and tax exemptions, 5 yrs bright line test options are appealing....
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  • I'm the Emptor in this scenario. Development.

    Is there someone who is willing to talk me through the back-of-the-envelope calculations on site clearing and developing?
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  • Koko
    started a topic Lawn care advise

    Lawn care advise

    Hi guys,

    I am extremely fascinated by the look of a beautiful lawn (luscious green grass) and have always wished to have the same at my property. I have interited a not so good looking lawn (patches here and there) from previous property owner- now looking to improve lawn health/look....
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  • Jeffa
    started a topic Advice on early retirement "45"

    Advice on early retirement "45"

    Not an arrogant post but after some genuine advice on people who have achieved retiring relatively young, I'm at a stage were I can replace my income from my investments ,Im 45 been a tradesmen for 30 years and my bodies over work...more afraid than anything to retire at my age..Im Maori so my life...
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  • apartmental
    started a topic Tax on international income

    Tax on international income

    Hi people, I've been reading a lot in interest.co.nz lately about IRD contacting New Zealanders who have bank accounts or investments overseas and haven't declared any international income on their NZ tax returns.

    This may be a very silly question, but I have a tiny shareholding in the...
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  • Wellington - need help in analysing/negotiating a deal

    Hi there. I am considering a commercial property deal in Wellington. This will be my first commercial property purchase and I need help from someone preferably based in Wellington for guidance and help in negotiating/securing the deal. If nothing comes out of it, at least I'll get some knowledge. Happy...
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  • aucklandn81
    started a topic Masterbuild guarantee query

    Masterbuild guarantee query

    Hi Guys,

    This forum has been so helpful. Thought of posting another query if anyone had an experience and thoughts around it.

    We are interested in purchasing a new build, which comes with masterbuild guarantee. One of the terms for rot/design, etc guarantee is that risk...
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  • Advice Needed Please. (Private Sale)

    Hi All,

    My Father is selling our homestead privately to Me. The value is under GV (Although there has never been an actual GV done, the bank has come back stating a value that needs to be on the Sales Agreement etc. This is fine. A Lawyer that me my mother and siblings have gone to see,...
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  • sp275
    started a topic If you were me..

    If you were me..

    Im just after a bit of a feedback to get peoples opinions who have far more knowledge and experience than me, on what the best course of action to achieve my goals.

    Im 30, living in China and have no property. I save anywhere between $4500-$7000 NZD a month, and my ultimate goal is to...
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  • Buying Opportunity - Chippendale Crescent Birkdale

    Hi all!

    Long time lurker first time poster and hoping for some assistance. Been living in Auckland for a few years, happily renting in the CBD. Have been offered an opportunity to purchase a property in Chippendale Crescent Birkdale. Had a look today and the property is perfect and offers...
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