Hi,
Does anyone have either an insurance company or broker they would recommend?
I've got a few properties so it tends to add up, especially lately. I'm sure many would be going through a similar experience.
In fact the properties are only land value now so if I had my way I...
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Insurance recommendations
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Mortgagee Sale and Insurance
Hi, I am trying to purchase a mortgagee sale property in Auckland, and I understand that I would be responsible for insuring the property from when my offer is accepted (assuming it gets accepted), does anyone know any insurance companies who would cover this as the ones I phoned today all said they...
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Tax deduction for residential with business use
Hi everyone,
Wonder if someone comes across this and can give some advice:
I have a residential tenant who uses part of the property (garage) as a storage space for their material and gear for their private business.
So my questions are:- Can I consider the interest
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Are you underinsured? Rising building costs cause alarm.
Homeowner warning: Insurance cover may not be enough as building costs soar
See https://www.stuff.co.nz/business/pro...ing-costs-soar
I'm just wondering from any builders or...
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Contents insurance for landlords property stored in rental?
Can anyone suggest any insurance companies that will cover landlord's property stored at the rental property (under lock & key)? My existing insurance company, AMI, won't cover it. The only company I found that will cover it is Vero, via a broker, but they require that you take out their house policy...
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Are tenants liable to pay for the damage?
Hello,
The kitchen bench at my rental property has been damaged by the tenants, accidental or otherwise. It is a laminate bench top that has cracked right through at its narrowest part where the sink is installed. Are my tenants liable to pay for this damage or pay the excess of an insurance...
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Scrim Wall House Insurance
Hi all,
Is anyone aware of a company/broker who can arrange insurance on an old house with scrim walls?
House has been rewired.
Seems like scrim is about as popular as an airborne virus.
Grazie,
SK
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Is the unit covered by Body Corporate insurance?
Hi all,
if a tenant causes a fire in the apartment, would the unit and and fixtures be covered by the body corporate insurance?
thanks
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Taxes on insurance now exceed the cost of the insurance!
Just a bit of a rant here, I notice from the latest property insurance invoice for one of my 2-brm units, that although the actual premium itself has had its usual double digit annual increase (to ~$530), due to the increase in EQC levy from $200 to $300 this plus the other taxes (Fire, GST, Natural...
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Insurance Problem
We took out insurance through Real Landlord Insurance (rlinz) which was a suggestion from our property management company when we bought our rental. A number of years later we are looking at selling the property. On phoning rlinz they advised that as they only insure the property when it is tenanted...
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Tenancy Reforms - July 2019 Edition
https://www.nzherald.co.nz/nz/news/a...ectid=12252718
Make sure your excess is set to 4 weeks rent to minimize insurance costs?
Balance of probability that insured damage is caused by tenant or not, I guess....
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Need special insurance, 1 unconsented bathroom?
Hello folks,
My wife and I have a live offer on a property which is a nicely renovated 1950s home. At some point they have put in a small second bathroom downstairs (post 2000s I believe). There is nothing in the property file or LIM about it. I have an offer of finance that requires...
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Does Insurance cover Borer
Our staircase is broken because of borer under the carpet. We did not realise until we went through it. The entire staircase is infected and needs to come out. Will insurance cover this?
Thanks.
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addition with no ccc, section 95a letter - insurance, finance, etc.
We are considering a (weatherboard) house which has an addition with no CCC. The owners had the council out to inspect, many years after the addition was done, and the council refused to issue a CCC and instead sent a section 95A letter detailing the reasons they won't issue a CCC.
Despite...
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Insurance and banks
How have you found the bank view when it comes to insurance ?
1: If the building forms only a small portion of the value of the property and contributes little income vs the land value and providing the income have you found the bank willing to forgo the right to insist on insurance...