Hi I am looking at a property and the owners built a brand new unit downstairs and rented out the property as 2 rentals.
However this new flash unit is not consented for a kitchen, however they have installed a "kitchenette". It is a double electric cooktop next to a sink....
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question on legality of property reno thank you
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This one is on the developer
Cyclone Gabrielle rolled in, and it was a one-in-1000-year flood event -
The judge said the developer should have known there was always a risk of a flooding event worse than a one in 100-year flood.
Did the judge make the right call in favour of the Council?
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Insurance question re duty of care.
Hi,
I'm thinking of ditching insurance on my rentals that are effectively land value only. As of last year there is bank loan applicable.
I realise that that opens up the possibility of huge loss from fire, natural disasters and other factors but I've been paying out these... -
Who has ditched house insurance?
Do you have house insurance? It's not a silly question as many homeowners have decided to give it up. Wellingtonians for example pay on average nearly twice as much as everywhere else. Def. twice as much as the average Auckland homeowner and their property on average is worth a lot more.
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Solution for instance on older house Christchurch
Hi I inherited a house built in 1930 in Christchurch.
The house is in really good condition did not suffer much from the earthquake except from losing a chimney and a few plaster cracks which was repaired and his all been inspected and signed off by EQC at that time.
It has been insured... -
Wellington's Homes Becoming Uninsurable
Hi All,
This article on insuring Wellington homes is a must-read for anyone considering buying in the region.
Top points.....
Insurance retreat
Get used to this term: "Insurance retreat" - insurers are quietly pulling out of insuring some...Last edited by donna; 02-04-2024, 12:21 PM. -
Property partially habitable after flooding & landlord insurance
The lower level of the property was damaged by flooding in the January cyclone (garages, rumpus, entry). The insurance company has been super slow in fully assessing the damage (the surveyor only visited in November) and as yet we are still unable to proceed with repairs. It's now coming up to a year.... -
Insurance recommendations
Hi,
Does anyone have either an insurance company or broker they would recommend?
I've got a few properties so it tends to add up, especially lately. I'm sure many would be going through a similar experience.
In fact the properties are only land value now so if I had my way I... -
Mortgagee Sale and Insurance
Hi, I am trying to purchase a mortgagee sale property in Auckland, and I understand that I would be responsible for insuring the property from when my offer is accepted (assuming it gets accepted), does anyone know any insurance companies who would cover this as the ones I phoned today all said they... -
Tax deduction for residential with business use
Hi everyone,
Wonder if someone comes across this and can give some advice:
I have a residential tenant who uses part of the property (garage) as a storage space for their material and gear for their private business.
So my questions are:- Can I consider the interest
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Are you underinsured? Rising building costs cause alarm.
Homeowner warning: Insurance cover may not be enough as building costs soar
See https://www.stuff.co.nz/business/pro...ing-costs-soar
I'm just wondering from any builders or... -
Contents insurance for landlords property stored in rental?
Can anyone suggest any insurance companies that will cover landlord's property stored at the rental property (under lock & key)? My existing insurance company, AMI, won't cover it. The only company I found that will cover it is Vero, via a broker, but they require that you take out their house policy... -
Are tenants liable to pay for the damage?
Hello,
The kitchen bench at my rental property has been damaged by the tenants, accidental or otherwise. It is a laminate bench top that has cracked right through at its narrowest part where the sink is installed. Are my tenants liable to pay for this damage or pay the excess of an insurance... -
Scrim Wall House Insurance
Hi all,
Is anyone aware of a company/broker who can arrange insurance on an old house with scrim walls?
House has been rewired.
Seems like scrim is about as popular as an airborne virus.
Grazie,
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Is the unit covered by Body Corporate insurance?
Hi all,
if a tenant causes a fire in the apartment, would the unit and and fixtures be covered by the body corporate insurance?
thanks
