Credit card for rates/insurance

[Wayne]

One of the traps with the card insurance is the time they insure for.
Some are 30 days - if your holiday is 31 days (flight lands 12:30am on the 31st day) then you aren't covered for ANY of the trip.

[Bobsyouruncle]

BNZ is 90 days.

[Wayne]

BNZ is 90 days.

Same applies though - go away for 91 days and you don't have any insurance.

My Westpac one is 120 days.

[Perry]

How did you get that? The standard is listed as 35 days. All the references to 'activation' are not easy to decode.

[Wayne]

How did you get that? The standard is listed as 35 days. All the references to 'activation' are not easy to decode.

What?
120 days?
A now grandfathered Westpac Titanium Mastercard

[Perry]

Yes. The 120 days. Titanium, eh? Unobtainium next, perhaps?

[Anthonyacat]

Westpac still offers a 120-day travel insurance credit card, their World Mastercard. Though it comes with a fairly steep $390 annual fee.

[Wayne]

Yes. The 120 days. Titanium, eh? Unobtainium next, perhaps?

Unobtainium to you but I'm keeping it

[Wayne]

Westpac still offers a 120-day travel insurance credit card, their World Mastercard. Though it comes with a fairly steep $390 annual fee.

That one does have some other benefits like lounge access but the price is a bit steep for me.

[Beano]

Or free fees
Only need to put $100k on the card is free
The priority pass lounge pass is fanastic must have used it 50 times since i got the world card
Great card for nothing ...
Except for the BNZ card during the recent double cash back. ..

[Perry]

Only need to put $100k on [then] the card is free.

Per what period?

[Wayne]

The priority pass lounge pass is fanastic must have used it 50 times since i got the world card

Yeah - I looked at that but we don't fly enough.
Tend to do less but longer trips (2 or 3 one month trips a year) so less flying

[Beano]

Per what period?

Pa
$50k per 6 mths

[Anthonyacat]

Pa
$50k per 6 mths

Too bad we are not in the USA with all the manufactured spending opportunities. I don't think I'd even put $50k pa on a card, let alone per 6 months.

As an aside, agree Priority Pass is excellent. Used it a dozen or more times through Europe earlier in the year.

[Perry]

Per what period?

Pa
$50k per 6 mths

BNZ Platinum used to be $30k per 6 months. When Wesux took over, that feature vanished.