How to maximise return from $300k, 12-24 months

[Rem]

Hi
I am interested to hear peoples thoughts and ideas on how you'd maximise your return from $300k, within 12-24 months.

Specifically in todays market.

What would you do? How would you go about it? What structures would you use?
This could be via property investment, savings with banks etc.
The less risky, of course the better.

[Monid]

Depends on how much time you want to devote to it. I wouldn't bother with property not if you want your return over a 12-24 month period. I might dabble with shares, but to be honest given the time frame involved, I'd be tempted by deposits.

Cheers
David

[SuperDad]

I'd look at an online call account at the bank.

Absolutely no work involved.

I invest in property because I want to leverage the wealth that I have in order to grow my net worth long term. 12-24 months is getting towards the shortest of short terms. Property investing, the way I practice it, involves some hard work (mainly renovating).

Paul.

[Dean@Massiveaction]

I'd put it into a small subdivision with lots of upside, or property in Oz.

[lissie]

Do you want to "maximise returns" or have "less risky possible" the 2 tend to be mutually exclusive - obviously to maximise returns you would use $300k as a deposit and hope to borrow as much as possible (youd hit the servicing wall somewhere) and then invest in shares and/or property. Alternatively stick in several banks - safe as

[Davo36]

I'd put it into a small subdivision with lots of upside, or property in Oz.

You'd be subdividing land in this market?

David

[Dean@Massiveaction]

Absolutely!!

[Rem]

Deposits seem like a safe and logical choice.
If I knew what I was doing I would try the sharemarket.

I agree lissie, in my case I would go for the less risky option and get a lower return.

poomba - might be a dumb question but why would you subdivide given current market conditions?

[Dean@Massiveaction]

Why not Rem?? There are fantastic deals out there as inexperienced developers bail.
New houses always sell more easily than existing and a slump always results in a shortage of new housing, so by the time you do the subdivision and start building you are bringing stock into the market at the right time.
There's huge margin in the right deals, now is a great time to look at them

[Rem]

Just curious about reasoning behind it. Makes sense though.
How long have subdivisions taken you in the past?
I assume these are primarily residential subdivisions? vs say lifestyle blocks?

[Dean@Massiveaction]

Only residential and they take forever. 12 months to 24 months.

[Rem]

Yeah thats quite some time and am sure its not cheap either.

cheers

[studio1]

rio.asx probably has some good upside yet with takeover offers flying around.

[JohnL]

Unless you have experience, then shares can be very risky. It can take two or three years to learn how to trade shares profitably (try paper trading if you want to see how easy or hard it is).

Developments can also be risky so you would really need to know what you are doing (or have a highly competent mentor).

If you know a really competent trader or developer, then they sometimes borrow money privately and give good returns. Someone with a great track record or your risks are high again.

John

[Clint T]

You can do alot with $300k in 12-24 months if put in the right place, but dont go off jumping into something too quickly, do your homework first.

As someone else said above, unless you have the appropriate education in certain investment fields i wouldnt go jumping into anything on your own (otherwise you may get a negitive return on your $300k) I would recommend seeking an experienced trusted person to put your funds to good use, and give you a good return.

Have a read thru my website below for some wealth creating ideas.

PS. If you would like i could recommend a couple of people that i would trust my money too (not me) Let me know.

Regards,

Clint T