Your favourite lenders

[capeters]

Hey all,

I wanted to ask if you are all sticking to main banks or going second tier to make your deals work. Has anyone used credit unions for purchases above 600K?

And what do you feel is the best lender for mortgages for rates / capacity in your personal opinion and experience?

[snobilo]

Mortgage broker for me. Banks were rude and tried to tell me no just because of my age - went to a broker got an approval at the very bank that said it wouldn't work because he took the time to actually read my info. That was ANZ - the person I was dealing with then tried to call me to get me back, it's great when you can go back telling them to p off...

Brokers focus so much more on customer service and as long as you keep your eye on Market rates to ensure they don't hike it up too much your safe - as they get a base rate and charge you a cut above.