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JBM
JBM
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Last Activity: Yesterday, 12:29 AM
Joined: 05-04-2004
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  • JBM
    replied to New builds - stalled
    Yes I know many in the construction industry ..absolute nightmare ... productively wasn't exactly good in NZ these delays and staff shortages ... the rockstar economy is failing badly and in time we will see the real numbers coming through ... I personal think we will get a credit downgraded in tim...
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  • JBM
    replied to Interest Rates
    Bring it on .... just maybe if all the banks got to 2.55% as the lowest fixed term rate ..it might take some heat out of our insanely overpriced market >>>
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  • JBM
    replied to Interest Rates
    Yes and neither will RBNZ ,,, but they will talk it up... they got BANKs to push longer term rates higher to try and scare the retailers >> spec market .. watch out !! rates going higher ... but no RBNZ,ASB,BNZ you are full of crap and anyone with any basic financial sense can see it >>...
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    Last edited by JBM; 08-07-2021, 12:40 AM.

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  • I agree with Donna don't trust RE.agents .. but I'd only be looking at 34% NBS(earthquake risk) if it was located in very low earthquake risk area and the building was in very good condition for its age and had great tenant + long term lease at high return
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  • JBM
    replied to Interest Rates
    Right well found out today both my commercial loan and company loan have to be P&I to secure these low RES rates new rules put down by RBNZ .. even though my RES equity covers both loans 2x fold

    ...Will be the first time in 15yrs my company loan will be P&I ..as I could pay the...
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    Last edited by JBM; 05-07-2021, 10:27 PM.

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  • JBM
    replied to Interest Rates
    Ended up locking in 1yr fixed yet again 2.19% on my two loans .. been locking in the lowest rate 1yr for many years now 5+ ...has saved me thousands ... not stressed if we see rates higher this time next year as its not going be anymore than a token amount .25% ... then lock in 2.45-2.5% 1yr 2022/23......
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