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richard56
Forum Junkie
Last Activity: Today, 01:36 PM
Joined: 08-02-2010
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  • Bank "Stress Testing" and Media hype?

    Hi
    If the banks are stress testing their customers as per this.....

    "This test is done on principal and interest payments over a 30-year term at whatever their servicing rate is, typically between 6 per cent and 7 per cent."

    Then isn't all this doom and gloom...
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  • richard56
    replied to These are really nice! Not.
    Hi
    I will only stay in Mt Wellington for a few more years then retire back down too Canterbury.
    Being brought up on the standard 1/4 acre with big back yard and garden I could never live on one of those town house developments.

    Plus I don't want too think what they will be...
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  • richard56
    replied to These are really nice! Not.
    Hi
    These town houses are at the end of my street and yes they don't look nice at all.

    But it is the way my area is going with another 6 or more sites being built on as we speak.
    All with in a 10 house walk of my PPOR.

    My PPOR is a single story 1950 dwelling on a...
    See more | Go to post

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