My experience in house hunting

[khaled_Eid]

Hi
I Saw this advert find but once your child finish the primary check the secondary school and let me know
The house cost for 2 3 bedroom should not be more than 100K to 150K if you have good fishing the rest is the land price which should not have this huge variance in Auckland for only lack of security and failure to provide good school

[khaled_Eid]

Egypt was a kingdom and then army took over and change to republic the education system is there is very strict they focus more in theoretical than here and math is quite similar to Chinese system they teach English as second language and french lots of home work and heavy punishment for who do not do it or do not attend may cause severe injury
The teachers are all in good level and you find not much difference from one school to another in teaching students achieve high grade in public school more than private ones. Honestly depends on the student himself.
For Tax If I earn 60K I pay the same tax any where I live but I gain good school and safety if I pay more rent else you loose anything you left unattended and have your kids rise in decile 1

[khaled_Eid]

Yes you get what I mean the system should be changed to government must have a benefit from high selling and renting price of homes in such area these money goes to develop other areas until all gets to nearly same level so we do not see some one move house to live in a good school zone or safer community

[Courham]

I wouldn't get hung up on decile ratings. There is some "white fight" in Auckland ( and other areas) to perceived better schools but the overall quality of schools in NZ are pretty high and lower decile high schools often perform well on NCEA results. Personally I took my kids out of one of the highest decile schools in my town as I was not happy with the values you there coming home with from the playground (was a predominately white, middle class rural school) and put them back into a much lower decile (2-3) city school and they got a much better education than they had been receiving (and more rounded world view). Often it is the principal and staff, not the decile rating, that makes the difference- and to get ahead in life you need to be able to deal with people from all walks of life.

As for not being able to find anything to buy the simple answer is move to a more affordable part of the country, there are still many parts of the country that balk at paying anything over $500k (or even a lot less), but I forgot no jobs in the regions (yeah right). Speaking of which I met a new employee moving from CHCh to take up a job where I was working at till last Thursday here in Timaru. Same pay as he'd get in CHCh (or Auckland too for that matter). Is saving $200 per week on rent, has a young family and will be renting a house less than a km from work (as opposed to on the outskirts of CHCH- he'd also had to move 3-4 times in the last few years- with all those associated costs) so will be getting to spend more time with his young family rather than fighting though traffic to and from work. Houses average $320K so if he does want to buy he'll need a lot less for a deposit. A variety of good schools to choose from. Makes economic sense to me.

Craig

[sidinz]

You are not comparing like with like.
Egyptian state schools teach a very traditional, limited type of curriculum. I and many others would hate to see that here. Egypt is a very, very classist society where certain levels of socio-economic background are very looked down upon and referred to as 'baladi.' While NZ has rich and poor, it does not have the kind of social divisions that Egypt has. Our schools are for everyone.

Your comments on house prices are seriously laughable. I lived in Cairo for a while and know very well that there are huge differences between rich and poor areas and what you pay to live there. What you are talking about is some kind of socialism. Ironic given the social welfare programmes we have here compared to what is on offer in Egypt.

A lot of NZ tax money goes to help the poor. There are lots of ways the government helps people who don't have much money. It just doesn't do it in the way that you want it done, so that you can afford a house in the area you want to live in.

Open your eyes. For your budget, you can buy a reasonable house in a reasonable area.

[khaled_Eid]

Thanks Craig that was really helpful I wish that all schools have good level of education they will take care of us while we are retired.
I agree that schools may be good but still the house price I noticed strongly reflects this,to move out it is fine where more can some one go further from 50Km to Pukekohe and still the houses there are same like Auckland.

I come up to a conclusion that to buy a decent house in Auckland you need to have at least 300K deposit so you can pay back the loan within the rental amount

[khaled_Eid]

Sidinz Again I am not comparing and not here to talk about Egypt but just provide it as an example of education and safety if you lived in Egypt as you said you will notice that in every rich area a poor community living there let me give you an example such as 5th settlement is a very rich area have some houses by government same as here mixed with expensive places while schools and security is in same level like poor areas you should have read the news there as well you will notice crimes happens everywhere in high rate in poor house area. On other hands in Egypt almost every family owns an apartment to live, I agree with you that there are huge difference in Egypt and similar countries between living areas but we all do not want to see this here all what any family need only good school and safety this MUST be provided equally to the community .It is unbelievable that house price comes to more than 10 times the annual salary, this is a common issue

Lastly It is good that my topic is laughable for you may search for my other topics when you like to laugh

[Wellington Broker]

As for not being able to find anything to buy the simple answer is move to a more affordable part of the country, there are still many parts of the country that balk at paying anything over $500k (or even a lot less), but I forgot no jobs in the regions (yeah right). Speaking of which I met a new employee moving from CHCh to take up a job where I was working at till last Thursday here in Timaru. Same pay as he'd get in CHCh (or Auckland too for that matter). Is saving $200 per week on rent, has a young family and will be renting a house less than a km from work (as opposed to on the outskirts of CHCH- he'd also had to move 3-4 times in the last few years- with all those associated costs) so will be getting to spend more time with his young family rather than fighting though traffic to and from work. Houses average $320K so if he does want to buy he'll need a lot less for a deposit. A variety of good schools to choose from. Makes economic sense to me.

Craig

Bingo. You can literally move to any other city in New Zealand and buy a house within that desired price range in an area with good schools.

[Wellington Broker]

I come up to a conclusion that to buy a decent house in Auckland you need to have at least 300K deposit so you can pay back the loan within the rental amount

Yeah right. This is like the new real estate agent in his 50s who told me last week first home buyers in Wellington need at least 150k for a deposit. In reality first home buyers in either city can get it done on half that - in Wellington you're looking at a property in desirable city fringe suburbs.

As far as schooling goes you seem to be putting priority on parity rather than quality - if the overall standards were lower but the quality was the same that would be preferable to having a few elite schools.

I'll leave your comment on relying on kids to care for you in retirement well alone.

[McDuck]

Sidinz Again I am not comparing....
Lastly It is good that my topic is laughable for you may search for my other topics when you like to laugh

I always enjoy looking at things from a new point of view.
Nothing like a newcomer to point out things that seem totally normal to us, but really are terrible.

Think of the Spanish coming across the Aztecs for the first time.
They see the sea of blood washing down the temple steps.
People being sacrificed as part of an everyday routine.

Spanish: Hey you guys, that's pretty disgusting, you know that right.?
Aztec: huh? Really, I thought everybody did this.
Spanish, no, really not this whole thing is super depraved to us.
Aztec: Huh, go figure, I never really thought about that before.

[Courham]

Probably not the best example McDuck- given the Spanish Conquisitor's record not long there after.

But I agree with the sentiment at looking things through a fresh pair of eyes.

Craig

[Connor]

Sidinz Again I am not comparing and not here to talk about Egypt but just provide it as an example of education and safety if you lived in Egypt as you said you will notice that in every rich area a poor community living there let me give you an example such as 5th settlement is a very rich area have some houses by government same as here mixed with expensive places while schools and security is in same level like poor areas you should have read the news there as well you will notice crimes happens everywhere in high rate in poor house area. On other hands in Egypt almost every family owns an apartment to live, I agree with you that there are huge difference in Egypt and similar countries between living areas but we all do not want to see this here all what any family need only good school and safety this MUST be provided equally to the community .It is unbelievable that house price comes to more than 10 times the annual salary, this is a common issue

Lastly It is good that my topic is laughable for you may search for my other topics when you like to laugh

Question: why did you move to NZ?

I have been to Egypt, we needed police escort to visit the monuments. There was a metal detector into our hotel. This was before 2011 as well. To talk about lack of security in NZ compared to Egypt is actually just offensive. Unless what you mean is that the Egyptian government provides equally bad security and mediocre schooling for everyone, rich and poor, compared to NZ.

Here's the thing about capitalism: The things that are most sought after attract higher prices. This is a country that believes in market economy, but with a dash of social welfare. There are investments into poorer areas but what it comes down to is people. People who advocate for their community, who volunteer, who participate in their children's school, who priorities their children's education. There's a discrepancy in this that the government cannot make up. People with money choose better neighborhood with better school, people without buy where they can. Now ask yourself, when you only look for a neighbourhood that have been made safe and the schools that have been made good by the people who settled into the neighbourhood before you, aren't you just part of the issue?

[khaled_Eid]

Why I move here I am a citizen if you think any one dislike anything in the country should move out it is your point and I would stand strongly against it, we all here to share ideas for better community not for all of us.
Your experience in Egypt is same like any middle eastern country and other countries faced by terrorism if you go to china they do a very high security level in the airport I was passing with a bike multiple nut tool and they throw it away I saw a boy with a wooden word and they insist to take it from him they inspect every one after the metal detector what ever it beeps or not.

I hope you understand what I am saying that lack of security and poor education is governing the house price significantly further more the building material and part of this the council fees and regulation, when looking to homeless people in street no excuse for not pointing issues.

I already give up looking for now and the deposit can keep me renting the rest of my life in area I like but I talking as common issue for similar cases and the cause of the house escalation price I know may benefits from his and would be strongly against seeing zero increase,but I show no mercy to those.

[P.Bateman]

I wouldn't get hung up on decile ratings. There is some "white fight" in Auckland ( and other areas) to perceived better schools but the overall quality of schools in NZ are pretty high and lower decile high schools often perform well on NCEA results. Personally I took my kids out of one of the highest decile schools in my town as I was not happy with the values you there coming home with from the playground (was a predominately white, middle class rural school) and put them back into a much lower decile (2-3) city school and they got a much better education than they had been receiving (and more rounded world view).

Craig

Hi Craig that's an interesting change for your kids- what school did they end up going to? I went to a low decile school - MRGS (decile 4) based on zoning while my younger brother went to MAGS as we moved to Mt Albert. Roskill was beginning to pick up academically because of the increasing numbers of Indian and Asian students that were going there but the facilities, teaching and the networks that my brother formed in MAGS were much better. I don't think its just white flight, most new immigrants like khaled want to move to a neighbourhood which has a good school and the decile system is easy to understand.

Interesting article on decile rates and pass rates. Looks like pass rates are improving across the board but better performance in the higher decile band

http://www.stuff.co.nz/national/education/70079603/ncea-by-the-numbers--deciles

[McDuck]

Probably not the best example McDuck- given the Spanish Conquisitor's record not long there after.

But I agree with the sentiment at looking things through a fresh pair of eyes.

Craig

LOl. True Craig true.
Although the Aztecs were probably more a victim of the decisive battles fought on the Micro scale.
Smallpox carried in on an African slave (of the Spanish) is thought to have hit the command structure of the Aztecs big time.

Bad luck that, while gold had practical value to both cultures, the Spanish had asigned a totaly different value to the yellow metal.