If you had a new loan you were looking at fixing atm, what would you do.
Lending is $1,280,000, mix of both IP & PPOR. (IO & P&I)
1. Float
2. Fix for 1 year
3. Create 1, 2, 3, 4 & year year loans and split the rates
4. Fix PPOR loan for 4-5yrs
5. Fix all for 1yr at lowest rate
FH
Lending is $1,280,000, mix of both IP & PPOR. (IO & P&I)
1. Float
2. Fix for 1 year
3. Create 1, 2, 3, 4 & year year loans and split the rates
4. Fix PPOR loan for 4-5yrs
5. Fix all for 1yr at lowest rate
FH
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