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  1. #131

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    Quote Originally Posted by Jeffa View Post
    I might have a different angle in regards to the upcoming election and the longer it is delayed the better chance National will get in.

    Unemployment will kick in,people will be hurting,you can only
    accept kindness and huggs for so long when your partner is unemployed and the kids are going without.
    People will find someone to blame once the lockdown is over and if life dosent return to normal.

    The ones that will feel it the most are the core supporters of Labour.

    Example:

    2008 Global financial crisis Clark led government crushed buy the incoming Key government.
    1987 although Labour had won by a small number of votes soon after the 1987 Wall Street sharemarket crash caused widespread unemployment in New Zealand,resulting in Labour getting smacked at the General election in 1990.

    My guess is Labour knows this and will be backed into a corner if unemployment rises.

    Either way people are going to be hurt come polling time

    and there the ones that are going to be deciding the election.

    You might want to note the polls were already tight before the beer virus.

    Excellent post Jeffa.

    I do agree, it is in Labour's interest to run the election as soon as possible. I doubt they will postpone it. It looks likely that the Republic of Singapore will also run a general election in the midst of Covid-19.

    Between now and the GE, Labour will be like Santa Claus - with your money. Grant Robertson has already messaged that another economic package may be needed which is political code for one is under preparation in the wings.

    People are already hurting, but the "beer virus" as you term it can be used as a scapegoat for a myriad of social ills.

    For a rapidly growing number of New Zealanders, their only source of income will be a wage subsidy or benefit from the Government. Are people really going to vote against the hand that is feeding them?

    Finally, to counter your argument I would point out that the majority of NZ Governments in recent history have been two term (or more).
    Last edited by Sanya; 30-03-2020 at 08:14 PM.

  2. #132
    Join Date
    Sep 2004
    Location
    Hastings
    Posts
    15,418

    Default

    Quote Originally Posted by Sanya View Post
    For a rapidly growing number of New Zealanders, their only source of income will be a wage subsidy or benefit from the Government. Are people really going to vote against the hand that is feeding them?
    The next gummint might well feed 'em more of the same.
    Would not any coloured gummint do for such handouts?
    The gNats may promise greater largesse during the hustings.
    (Only an aspiration, of course!)
    Want a great looking concrete swimming pool in Hawke's Bay? Designer Pools will do the job for you!

  3. #133

    Default

    Quote Originally Posted by Perry View Post
    [...]
    The gNats may promise greater largesse during the hustings.

    Indeed Perry, but for that to happen we’d actually need to hear from the Hon. Mr. Bridges.


    He’s suspended any form of campaigning.

    With a state of national emergency in place – and even after it’s lifted – “gNats” will struggle for attention and airtime.



    Quote Originally Posted by Perry View Post
    The next gummint might well feed 'em more of the same.
    Would not any coloured gummint do for such handouts? [...]
    Perhaps, but as the old proverb goes, a bird in the hand is worth two in the bush.
    Last edited by Sanya; 31-03-2020 at 04:25 PM. Reason: Added thought

  4. #134
    Join Date
    Oct 2007
    Posts
    371

    Default

    Seems like the Aussie govt will make a wage subsidy to Kiwis who have been in /are in employment but no benefits to unemployed kiwis. On that basis one would assume there may only be a tricke rather than a wave of kiwis coming home

  5. #135

    Default

    Quote Originally Posted by Sanya View Post

    For a rapidly growing number of New Zealanders, their only source of income will be a wage subsidy or benefit from the Government. Are people really going to vote against the hand that is feeding them?
    And the govt is very good promoting the crisis mode.
    But a hard landing isn’t avoidable when businesses not open again.

  6. #136
    Join Date
    Sep 2004
    Location
    Hastings
    Posts
    15,418

    Default No Surprises Here

    From the Tenant Services web site

    If any LLs breach these requirements, LLs may be liable for exemplary damages of up to $6,500.
    However, there are no fines, damages, penalties or censure for any tenant who breaches these requirements. (Implied by omission)

    How odd!
    Want a great looking concrete swimming pool in Hawke's Bay? Designer Pools will do the job for you!

  7. #137
    Join Date
    Jul 2017
    Posts
    311

    Default

    Quote Originally Posted by Frezzinghot View Post
    Just the general commentary from Kiosaki & company about the crashing stockmarket

    This one?
    https://www.youtube.com/watch?v=aCDncXO7s4U

  8. #138
    Join Date
    Dec 2003
    Location
    Auckland, New Zealand
    Posts
    114

    Default Survey on effect of Covid-19


    The NZPIF has developed a survey to guage the impact Covid-19 is having on rental property providers.

    We will conduct this survey weekly to track effects over the coming weeks.

    It is very short and only takes a few minutes to complete. It will only be open for a day or two each week, so please do it now if you can.

    It is located at
    https://www.surveymonkey.com/r/GM97NMB

    All the best to everyone.

    PS: Perry, I'll post the results here!
    Andrew King,
    Too many tenants in your property? Hire a sleepout from Cabin King and increase the rent
    NZ Property Investors' Federation

  9. #139
    Join Date
    May 2004
    Location
    Christchurch
    Posts
    589

    Default

    You need a category agreed to waive this weeks rent.

  10. #140
    Join Date
    Aug 2009
    Location
    All of New Zealand
    Posts
    864

    Default Mortgage holiday, sorry, deferment!

    Mortgage Holidays very much top of the news at present, or shall we call it by its real name, mortgage deferment.

    This should be a last resort as the interest not paid now will be added to the loan and then you pay interest on interest. Of course if this is the only option then it's essential to discuss with your lender in advance and not assume and therefore go into arrears. My understanding is that this deferred period will not affect affect credit score or loan history.

    Alternatives might be.


    1. If on P&I over a short term then request an extension to the term which then lowers the payments or
    2. Request a period of Interest Only, even at high LVR the banks are listening with ANZ this morning offering this on a new 85% purchase.


    In any event it's important to contact your lender (or any other supplier of services) and make a request for deferred or reduced payments, don't just not pay, this will certainly affect your credit rating down the track.

    Stay safe and sane out there, we will get through this!

    www.ilender.co.nz
    Financial Paramedics


 

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