We took out insurance through Real Landlord Insurance (rlinz) which was a suggestion from our property management company when we bought our rental. A number of years later we are looking at selling the property. On phoning rlinz they advised that as they only insure the property when it is tenanted we would have to insure with someone else. They suggested the Insurance co we insure for our own home. So I phoned AMI and they said that even though I had been a customer of theirs for over 30 years for our own home/contents/cars they would not insure the rental house that was due to be sold, as 1. it would be vacant (once the tenants moved out) and 2. they dont insure anything under a certain time period (in this case a couple of months). On telling the realtor selling the property he was aghast and suggested a broker. So I phoned a broker to be told unlikely anyone will insure as we dont have anything else with them.
Has anybody else struck this problem? Apart from moving all our insurance from AMI (which I am seriously considering) can anyone make a suggestion?
Has anybody else struck this problem? Apart from moving all our insurance from AMI (which I am seriously considering) can anyone make a suggestion?
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