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  1. #1
    Join Date
    Jun 2010
    Posts
    224

    Default Mortgage - Switching bank from overseas

    Hi Mates,

    My fixed 1 year home loan with ANZ is expiring soon and I am thinking of renewing it for another 1 year. The current best rate is 3.95%, with the condition that my income is credited to my account with ANZ. However, I am overseas and my income does not go to NZ. How to overcome this condition?

    Second if I want to switch bank can I do it from overseas or I need to come back to NZ and doing it?


    Many thanks

  2. #2

    Default

    You can switch from overseas. I think you’re too late on the 3.95% date though from what I’m reading.

  3. #3
    Join Date
    Jun 2010
    Posts
    224

    Default

    Quote Originally Posted by Don't believe the Hype View Post
    You can switch from overseas. I think youíre too late on the 3.95% date though from what Iím reading.
    It is still online.

  4. #4
    Join Date
    May 2008
    Posts
    3,314

    Default

    Quote Originally Posted by ammar View Post
    My fixed 1 year home loan with ANZ is expiring soon and I am thinking of renewing it for another 1 year. The current best rate is 3.95%, with the condition that my income is credited to my account with ANZ. However, I am overseas and my income does not go to NZ. How to overcome this condition?
    Ask them to waive this condition.


    Quote Originally Posted by ammar View Post
    Second if I want to switch bank can I do it from overseas or I need to come back to NZ and doing it?
    I switched banks without stepping into a branch.
    I moved from ANZ because of their poor service.

  5. #5

    Default

    Be wary of the AML hoops, there are many.
    Free online Property Investment Course from iFindProperty, a residential investment property agency.


 

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