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  1. #231
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    Jul 2017
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    Quote Originally Posted by brokerman View Post
    A couple add a margin similar to the banks and one stresses at current floating rate and one at the current pay rate.
    Brokerman,

    So if loan applicants meet this debt servicing criteria, how long can they go on interest only terms with non banks? 5yrs? 10yrs?

    Also, how much do the non banks discount gross rentals for property investors? With the main banks, I heard it is about 20%.
    Last edited by Chris W; 23-07-2019 at 02:15 PM.

  2. #232
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    Jul 2017
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    FYI, just heard that one of the big 4 banks reduced their stress test rate by 0.5% yesterday.

  3. #233
    Join Date
    Jul 2017
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    271

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    FYI, heard that another 2 of the big 4 banks also reduced their stress test rates.


 

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