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View Poll Results: Meth test any one agrees?

Voters
3. This poll is closed
  • yes with reservations

    0 0%
  • yes but paid by the interested party

    1 33.33%
  • yes,but voluntary

    1 33.33%
  • yes but not mandatory

    0 0%
  • yes 100 agree

    1 33.33%
  • no

    0 0%
  • no with reservations

    0 0%
  • no unless paid by the goverment

    0 0%
  • no unless there is help from the government to decontaminate

    1 33.33%
  • no meth has been around since the beginning of time

    0 0%
Multiple Choice Poll.
Page 1 of 122 1 2 3 11 51 101 ... LastLast
Results 1 to 10 of 1217
  1. #1
    Join Date
    Sep 2004
    Location
    Hastings
    Posts
    14,920

    Default Meth or P related - it goes here, please.

    Everything Meth or P related in one thread, please.
    Last edited by Perry; 03-03-2017 at 12:56 PM.

  2. #2
    Join Date
    Jul 2006
    Location
    south auckland
    Posts
    38

    Default insurance that covers damage from Meth / P

    Hey everyone,

    Im currently getting insurance organised for a rental property, and was wondering if there are any insurance policies that cover damage by P. The broker i spoke to says its classified as illegal activity and is not covered, well atleast by NZI which is what i was thinking of getting.

    Does anyone have P cover in their insurance, or are all landlords at risk of having this problem occurring in their rental property

    I did a search on this forum and found something about not getting covered if I let illegal activity continue on after being aware of it, thats fair enough, noone should let illegal activity carry on on their premises.

    But say hypathetically if the property is managed by a property manager and and they send in a rookie staff member for inspections and they dont notice any signs of P from their amature experience. and this carries on for a few months and later the tennants get busted by police and the clan lab says it needs to have the insides gutted rebuilt.

    1)would i be covered by gradual damage cover,
    2)would the property manager ever be liable for their negligence for not noticing it.

    Cheers

    Mech

  3. #3
    Join Date
    Mar 2009
    Posts
    102

    Default

    I don't see how this cannot be insured because you do get insurance for theft (which is an illegal activity) .

  4. #4
    Join Date
    Jan 2007
    Posts
    482

    Default

    Where's the:

    3) Don't buy a roachtrap in a slum

    option?
    Quote Originally Posted by kingkong82 View Post
    I don't see how this cannot be insured because you do get insurance for theft (which is an illegal activity) .
    One's a crime occurring constantly within a property vs. one being committed against a property.

  5. #5
    Join Date
    Apr 2008
    Posts
    2,086

    Default

    mechatronic: It all depends on the policy. So get hold of the actual policy wording (and not the "summary" that is often provided by brokers).

    If in doubt, raise the issue expressly and in writing with the intended insurer, requesting a written response.

    This can be done via the broker (who is, usually, the insurer's agent), but the safest course is to bypass the broker.

  6. #6
    Join Date
    Jul 2006
    Location
    south auckland
    Posts
    38

    Default

    keep in mind its not just houses in roach trap slums that have P-dealers, there have been reports of p being manufactured in desirable locations aswell.

    Mech

  7. #7
    Join Date
    Mar 2009
    Posts
    102

    Default

    One's a crime occurring constantly within a property vs. one being committed against a property.
    so what happens if the property is constantly burgled...lol....

  8. #8
    Join Date
    Jul 2006
    Location
    south auckland
    Posts
    38

    Default

    Thanks Green Fish, i will do that.

  9. #9
    Join Date
    Jan 2004
    Location
    Whangarei
    Posts
    5,867

    Default

    Check your policy. Most of them don't cover for chemical damage. I believe Tower does.

  10. #10
    Join Date
    Jun 2004
    Posts
    10,416

    Default

    I asked Tower and basically they cover it unless you should have known it was happening. Not doing an inspection for a yr or so would void the cover as would not noticin the large stack of chemical drums out the back. AMI was the same really.

    Came down to what a reasonable owner could be expected to do and see but I suspect the definition of reasonable is flexible - this is insurance we are talking about after all!


 

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