So when my bank left me high and dry at settlement time due to a last-minute change of requirements, I needed to find another $20K urgently to be able to settle.
So I applied to both Harmoney and Squirrel Money. A clear picture has emerged re their cultural differences.
Squirrel's website stated openly that they were only looking for quality borrowing prospects and those with poor histories need not apply. Their application fee is $125 less and they undertook more checks. So more hoops to jump through and they took longer (a day or two) to make a decision. They approved my $20K at a rate of 12.2%.
Harmoney, on the other hand, after requiring a lesser financial history, approved me quite quickly for $5k more than I asked for at 18.52%.
You have to feel sorry for those bad money managers already targeted by rapacious finance companies that now they have another outfit practically encouraging them to stay within the debt cycle.
So I applied to both Harmoney and Squirrel Money. A clear picture has emerged re their cultural differences.
Squirrel's website stated openly that they were only looking for quality borrowing prospects and those with poor histories need not apply. Their application fee is $125 less and they undertook more checks. So more hoops to jump through and they took longer (a day or two) to make a decision. They approved my $20K at a rate of 12.2%.
Harmoney, on the other hand, after requiring a lesser financial history, approved me quite quickly for $5k more than I asked for at 18.52%.
You have to feel sorry for those bad money managers already targeted by rapacious finance companies that now they have another outfit practically encouraging them to stay within the debt cycle.
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