Hi All,
We purchased our house in January, and fixed for 3 years at 5.59%.. we now see interest rates decreased down to 4.79% for the same term. Does anyone have any advice for talking to our bank (prefer to stay) to get a lower interest rate without having to pay any (no more than minimal) fees? Happy to increase the term again if necessary.
My workmate has spoken to another bank and took their lower offer to her bank and they changed it for her without hesitation.
Appreciate any experience / suggestions.
Thanks
Giddy
We purchased our house in January, and fixed for 3 years at 5.59%.. we now see interest rates decreased down to 4.79% for the same term. Does anyone have any advice for talking to our bank (prefer to stay) to get a lower interest rate without having to pay any (no more than minimal) fees? Happy to increase the term again if necessary.
My workmate has spoken to another bank and took their lower offer to her bank and they changed it for her without hesitation.
Appreciate any experience / suggestions.
Thanks
Giddy
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