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that will trigger a whole lot of stuff living courts and parking and perhaps a resource consent?
leave as is until you need to or if sold do on the basis that this is a single household dwelling
True.
Have been through that with another property; change of use, resource consent, living courts, parking; exactly. A performance.
Will look at putting it back as one household though.
Or perhaps put son in there, though we don't live in the other 'flat'/part of the building, we do live at house next door, not sure it that would count, but might be a bit less blatant
Yes interesting reading with our property we have a guest wing that my wife used to work from ..but as of recently we now rent it out to a couple of boarders and have install a bench(drain was installed when house was built 2010) and sink and extractor fan (all installed by reg tradesmen) they have a electric frypan and bench bench-top oven to cook with + F/F............... So all they have to do is provide their own food(all other costs included with rent) they use our laundry ..currently looking to get contents insurance cover with liability cover ..
Now some say I have to get it consented as a separate dwelling ..fire-rate the walls , separate gas/power meters etc and spend $25k+
But in my way of thinking is we basically have flatmates(boarders) not tenants... living under one dwelling ..all the work has been carried out by tradesmen ...and from an insurance point of view unless the kitchenette starts the fire (low watt benchtop oven,toaster ?) we would be covered etc(have also installed glass splashbacks all along benchtop ,fire alarm / fire extinguisher)
but this is still a grey area if they have insurance cover
We do plan to put the property on the market where will be advertising as a single dwelling with guest-wing
but this is still a grey area if they have insurance cover
It's not a grey area. The living arrangement is clear, it's a single household, the sanitary fittings are installed to code and the appliances are no different to those in use in any other house.
It's not a grey area. The living arrangement is clear, it's a single household, the sanitary fittings are installed to code and the appliances are no different to those in use in any other house.
yeah thanks for that ....we had one couple that were refused a loan because they couldn't include the income from the boarder's rent as it wasn't a constented flat ...which I didn't understand ...but then the banks can be funny at times
yeah thanks for that ....we had one couple that were refused a loan because they couldn't include the income from the boarder's rent as it wasn't a constented flat ...which I didn't understand ...but then the banks can be funny at times
Probably because they called it a flat, or something indicated it was a separate dwelling that caused confusion. If they just said boarder it should have not been any kind of issue.
Probably because they called it a flat, or something indicated it was a separate dwelling that caused confusion. If they just said boarder it should have not been any kind of issue.
Yeah that's what I was thinking they ended up buying shotover Country ....how crazy is this Queenstown Property market
Yes interesting reading with our property we have a guest wing that my wife used to work from ..but as of recently we now rent it out to a couple of boarders and have install a bench(drain was installed when house was built 2010) and sink and extractor fan (all installed by reg tradesmen) they have a electric frypan and bench bench-top oven to cook with + F/F............... So all they have to do is provide their own food(all other costs included with rent) they use our laundry ..currently looking to get contents insurance cover with liability cover ..
Now some say I have to get it consented as a separate dwelling ..fire-rate the walls , separate gas/power meters etc and spend $25k+
But in my way of thinking is we basically have flatmates(boarders) not tenants... living under one dwelling ..all the work has been carried out by tradesmen ...and from an insurance point of view unless the kitchenette starts the fire (low watt benchtop oven,toaster ?) we would be covered etc(have also installed glass splashbacks all along benchtop ,fire alarm / fire extinguisher)
but this is still a grey area if they have insurance cover
We do plan to put the property on the market where will be advertising as a single dwelling with guest-wing
They cannot be deemed as borders or flatmates since they the accommodation you have provided is self-contained.
a single dwelling can have up to 5 boarders plus the family before it is considered still not a single residential dwelling. The degree of support must vary and self contained facilities as long as part of the main house is not contradictory.
Insurer should only be concerned that work is lawful and safe
If the insurer does not understand this then change insurer
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