Just to throw another option in the mix, you could buy the home under your name, have the mortgage under both names with some type of rent to buy agreement set up to enable her to buy at a fixed price once there is enough equity in the home.
You will need to keep all records of her payments towards the mortgage - this makes it easier to refinance a rent to buy situation later on.
You will need to keep all records of her payments towards the mortgage - this makes it easier to refinance a rent to buy situation later on.
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