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Proliferation of hoax bank emails> Worries me.

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  • Proliferation of hoax bank emails> Worries me.

    Everyday i open my inbox & constantly bombarded with hoax emails pertaining to be from any number of banks , Kiwibank, National Bank, ASB, TSB etc etc. The email usually says something like "we need to ensure your personal details are correct ..blah..please click the link..and enter your pasword etc.." Or another approach is "we have closed your account & you now need to validate your security code..blah"..

    Its a very worrying trend . The number of emails like this have skyrocketed over the last few months.

    This indicates that a certain number of these hoax emails are succesful & now there are even more players in the game ready to dupe the naive less savvy recipient.

    A success rate that banks would be reluctant to disclose . How many millions or billions have already been lost ? The whole banking system could become undone .A very worrying thought.

  • #2
    Just worry about the security of your cell phone.

    www.3888444.co.nz
    Facebook Page

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    • #3
      Originally posted by mrsaneperson View Post
      Everyday i open my inbox & constantly bombarded with hoax emails pertaining to be from any number of banks
      I get stacks of them but never see any. It sounds like the spam filter on your email account is either off or far too low. Ask your ISP to check it. It's no fault of the banking system. If anyone is dumb enough to click a link from an email and then enter their login details on a domain name that isn't even their bank... they should have their computer confiscated!
      You can find me at: Energise Web Design

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      • #4
        Originally posted by Keys View Post
        Just worry about the security of your cell phone.
        Spot on - I imagine this will initially be provided as "free" service or at minimal cost to suck us in through "convenience" but then later on, when substantial number are hooked they'll start charging higher rates and both telcos and banks will be laughing all the way to their gods

        Originally posted by mrsaneperson View Post
        Everyday i open my inbox & constantly bombarded with hoax emails pertaining to be from any number of banks , Kiwibank, National Bank, ASB, TSB etc etc. The email usually says something like "we need to ensure your personal details are correct ..blah..please click the link..and enter your pasword etc.." Or another approach is "we have closed your account & you now need to validate your security code..blah"..
        Being bombarded indicates you have been less than discerning with your usage of your email address perhaps dishing it out indiscriminately AND/OR using the one address universally for everything and not having separate email addresses each dedicated for different purpose (the way to go)

        Originally posted by mrsaneperson View Post
        This indicates that a certain number of these hoax emails are succesful & now there are even more players in the game ready to dupe the naive less savvy recipient.
        Spot on

        Originally posted by mrsaneperson View Post
        A success rate that banks would be reluctant to disclose.
        You bet! Spot on

        A free tip on different aspect - Also ensure your browser, whichever you use, is set to delete all cookies on closing the browser, such that on next startup, be it Internet Explorer, Firefox, Seamonkey, Opera or other, you are starting fresh with no cookies and on visiting website you regularly use, website software thinks you are a first time visitor - Why give them your details and let them collect data on your habits, where you go and how often, for them to make money out of selling all such accumulated data for marketing purposes? "To enhance your browsing experience" as they say? Gimme a break

        Beware though with Google Chrome, you have no control on that one and can't set it to delete cookies - That was at last count when tried it couple years back or so!

        Thanks for highlighting scam issue - Peeps need to be aware of such issues
        Derived from "Turbid" ..... akin to toxic Carbide(s) .... by adding "e" to "Turbid", we then have,
        Turbide(s) = new alternative word for Scumbag(s) .. Thankfully, humanity's minority -
        May 2012

        Comment


        • #5
          I have also noticed an increase in Bank spam e-mails, on two personal e-mail addresses and the one at work, so I don't think it is as simple as dialing up the spam detection, drelly.

          These things seem to go in phases - for a while it was viagara, then russian brides, now bank phishing.

          What surprises me is the attack vector - surely everyone should know that no bank would ever send out an e-mail saying 'we need to verify your details, please click here' (or, in today's one from 'The National Bank' - save the attachment and open in your browser!).

          As for deleting cookies - I'd say that convenience has a price!
          DFTBA

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          • #6
            The hoaxter con style has become more sophisticated. Along with all the major trading banks they are also targetting, virtually every Government Dept including the IRD. I have received many other hoaxter email including trademe, ebay, IRD etc etc ..

            I also constantly get variations of the "please help me my uncle left me 30 million usd but its hidden in a vault ..blah..will give you half of it, if you ..blah.."

            These hoaxters wouldn't be doing it if no one was taking the bait..They must be catching more fish...Hence the rampant increase in hoax emails. Its a worry.
            Last edited by Perry; 04-04-2012, 02:37 PM.

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            • #7
              Originally posted by cube View Post
              I have also noticed an increase in Bank spam e-mails, on two personal e-mail addresses and the one at work, so I don't think it is as simple as dialing up the spam detection, drelly.
              If he's getting that many I'd say his spam filter is either off, inadequate or set too low. I get at least two of them a day but they are all filtered out with the mail servers standard anti-spam settings and never even reach my laptop.
              You can find me at: Energise Web Design

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              • #8
                Originally posted by cube View Post

                What surprises me is the attack vector - surely everyone should know that no bank would ever send out an e-mail saying 'we need to verify your details, please click here' (or, in today's one from 'The National Bank' - save the attachment and open in your browser!).
                People are stupid.....true story that happened with my friends mother.............little old lady gets spam messages from different "banks" needing her details, knows something is fishy because she doesn't bank with any of those banks. Then she gets a message from her "bank" and follows the instructions because it came from her bank???????....WTF????

                Cheers
                Spaceman

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                • #9
                  I got a tax refund email when I was in London - the cheeky buggas were usings NZ IRD logo. Scams over there were widespread including rental properties, reselling tickets etc - if someone mentions Western Union run very fast.

                  Comment


                  • #10
                    These nuisances must be spammed to a gazillion e-mail addresses, too.
                    While everyone (?!) gets a good laugh from the Nigerian-source-spam,
                    some 'bank' phishing spam relates to banks in Canada, England, and
                    a number of other distant foreign places, so are obvious (?!?).

                    The nasty part is that we all pay for the losses incurred by the terminally-
                    gullible, because banks amortise the 'patch-up' costs right across their
                    operations, as they don't want people losing their faith in the e-banking-
                    system.

                    The recent skimming episode in the Auckland area ran to over a million
                    dollars. Although that's not user-stupidity, it's still a cost we all must pay.

                    The recent rapid e-clearance process announced for inter-bank transfers
                    (effective in 120 minutes max) has some worried that the offshore transfer
                    of funds by scamsters will be well advanced before the banks pick up on
                    what's happening.

                    As Cube says: there is a price to convenience.

                    Comment


                    • #11
                      Originally posted by cube View Post
                      I have also noticed an increase in Bank spam e-mails, on two personal e-mail addresses and the one at work, so I don't think it is as simple as dialing up the spam detection, drelly.

                      These things seem to go in phases - for a while it was viagara, then russian brides, now bank phishing.

                      What surprises me is the attack vector - surely everyone should know that no bank would ever send out an e-mail saying 'we need to verify your details, please click here' (or, in today's one from 'The National Bank' - save the attachment and open in your browser!).

                      As for deleting cookies - I'd say that convenience has a price!
                      Apart from 2 x private and 1 x work addy, have many e-addies - For example, one's dedicated to registering software on the web, another for entering prize draws and so on, etc etc etc, yeah sure remembering pwds is difficult but have them all written down somewhere (not good idea to use same pwd for all)

                      The goal was reduction of spam which as a result is limited to couple, where believe it or not am still getting beaut brides accompanied by prerequisite viagras in fact get the whole gambit including scams - Thankfully zero to my private ones

                      Yes, seems to have increased, have even had Microsoft (not) phone me on 3 occasions with "We've received report your machine is infected" report must say derive pleasure leading them on

                      I can not believe that in this day and age and despite constant warnings, publicity and hype, there are still some peeps out there who get sucked in, unbelievable but sadly true

                      Now for clarification:
                      Thinking "inside" the box of cookies, if only momentarily Provided you allow cookies to be set, having them auto-deleted at end of session, has zero impact/effect on "convenience" thus irrelevant

                      Otherwise and thinking "outside" the box - Yeah sure, I 'll buy your statement

                      And would further re-iterate Keys comment regarding "Security" issue which is where "convenience" comes into play big time and is ultra relevant

                      In San Fran at moment with limited time so must sign off but do have question for Perry:
                      Would I, or not, be permitted to post images in a thread? Haven't yet tried to, so, dunno

                      Am still LMAO (no offense meant Keys) and would love to start thread called "Vote on whether they look alike?" calling for a vote - the likeness is uncanny but can tell Keys is younger brother of Mark Sainsbury, nudge nudge wink wink - What do you think Perry? Would it be ok or not?

                      NOT TO MENTION, I would have to have Keys approval first and wouldn't proceed without it - Seriously!!!
                      Derived from "Turbid" ..... akin to toxic Carbide(s) .... by adding "e" to "Turbid", we then have,
                      Turbide(s) = new alternative word for Scumbag(s) .. Thankfully, humanity's minority -
                      May 2012

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                      • #12
                        Don't see a problem. I often get compared to Mark. He's a lucky chap I think.

                        www.3888444.co.nz
                        Facebook Page

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                        • #13
                          Originally posted by props4u View Post
                          but do have question for Perry:
                          Would I, or not, be permitted to post images in a thread? Haven't yet tried to, so, dunno
                          Yes. Two options:

                          Use the vB forum software albums option (under 'Community' top of page)
                          to add and store images to your own album on this Forum. Be sure to mark
                          is as public, or else no one else will see any image so linked, in a post. The
                          new version software and skin does take some getting your head around
                          when trying to add pictures to your albums. (Which have to have names,
                          BTW and are limited to 60 pix per album)




                          Once you have images in the album, click on the thumbnail view, to see
                          the full sized image, plus the code you can copy into your post. E.g.





                          OR

                          Use an image available from elsewhere on the Internet, surrounded by the necessary codes



                          (click on the pic icon above the text entry box where you're typing your post, then paste
                          the hyperlink/URL to the image into the box called From URL. Be sure to un-tick the box
                          beside [Retrieve remote file and reference locally] )

                          Good luck. Skill is needed, but luck helps, too!

                          Comment


                          • #14
                            turbides of the third kind

                            with ultra belated thank you to Perry for above info (will definitely get around to using it one of these days) and though not bank hoax related, thought I'd post this example of scam rcvd recently, also at same time thanking mrsaneperson for starting thread - peeps need to be reminded and made aware

                            it is almost unbelievable that some peeps still fall prey to this sort of stuff but it undoubtedly does happen

                            from what is visible in email, scammer pretends to be sending email from
                            >>> [email protected] <<<
                            when scammer is in reality sending it from
                            >>> [email protected] <<<

                            i have already reported this address to gmail.com but failed to find applicable links at yahoo to report it, if any one has/knows appropriate links pls let me know

                            -------- Original Message --------
                            Subject: Good Day Friend
                            Date: Tue, 29 May 2012 08:18:11 +0000
                            From: Eric Walter <[email protected]>
                            Reply-To: [email protected]
                            To: undisclosed-recipients:;

                            --
                            Good Day Friend

                            Please Read Carefully and Get Back to Me Please,

                            My urgent need for a foreign partner that made me to contact
                            You for this transaction. I got your contact from yahoo
                            Tourist search while I was searching for a foreign partner.

                            As this message might meet you in utmost surprise. However, it
                            All just sure of your capability. And reliability to champion
                            This business opportunity when I prayed to good Lord about you.

                            I am a banker by profession and currently
                            Holding the post of assistant foreign remittance director in
                            Our bank. I have the opportunity of transferring the left over
                            Funds ($8.5 million dollars) of one of my bank clients Mr Franklin Sullivan’s who Died along with his

                            entire family in a plane crash. Hence,I am inviting you for a business deal where this money can be
                            Shared between us in the ratio of 60/40% if you agree to my
                            Business proposal. Further details of the transfer will be
                            Forwarded to you as soon as I receive your return mail.

                            Immediately you receive this letter. Please indicate your
                            Willingness by sending the below information for more
                            Clarification and easy communication. You can as well call my
                            Direct line for further up date +226-74-18-35-16.

                            (1) Your full name...........

                            (2) Your contact address..............

                            (3) Your phone and fax number..........

                            (4) Your age..................

                            (5) Your country name...........

                            (6) Your Occupation...........,

                            Hoping to hear from you immediately

                            Yours faithfully

                            Mr Eric Walter
                            Derived from "Turbid" ..... akin to toxic Carbide(s) .... by adding "e" to "Turbid", we then have,
                            Turbide(s) = new alternative word for Scumbag(s) .. Thankfully, humanity's minority -
                            May 2012

                            Comment


                            • #15
                              Undisclosed a GiveAway

                              Originally posted by props4u View Post
                              Subject: Good Day Friend
                              Date: Tue, 29 May 2012 08:18:11 +0000
                              From: Eric Walter <[email protected]>
                              Reply-To: [email protected]
                              To: undisclosed-recipients:;
                              What I've marked in red is the dead giveaway.
                              It means the originator has put a raft of e-mail
                              addresses in the bcc: field of the e-mail program
                              being used. That's probably as part of sending
                              the same scam to thousands of others.

                              Depending on the e-mail program being used by
                              the receiver, a right mouse button click brings
                              up a menu that includes "view source" or some
                              similar wording.

                              That enables one to read the source code that's
                              'under' the plain text of the e-mail. It looks like
                              gibberish to all but folks with some [x]html know-
                              how, but all hyper links are usually in blue. They
                              can give a clue about hidden nasties, the bogus
                              e-mail being one you've already spotted, perhaps
                              by some other way.

                              Here's an example of the source code in an e-mail:
                              (warning: can produce brain damage if concentrated on too long)

                              <HTML><HEAD><STYLE>
                              BODY {font-family="Times New Roman"}
                              TT {font-family="Courier New"}
                              BLOCKQUOTE.CITE {padding-left:0.5em; margin-left:0; margin-right:0; margin-top:0; margin-bottom:0; border-left:"solid 2";}
                              </STYLE></HEAD>
                              <BODY>
                              <Span CLASS=EUDORAHEADER>
                              X-Apparently-To: perryATpropertytalk.com via 124.108.96.85; Fri, 01 Jun 2012 07:41:09 -0700<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              X-YMailISG: f.EKhLEWLDt5GpVLifEeYB34Gvr3dSpRGH2qIceF3F656NRP<b r>
                              &nbsp;rRTPOVPtF9IXv_c8Cw9uzCN0pL06x.UXwd8rYZIi.8be mwunkfJTEaaztIzJ<br>
                              &nbsp;3yxTG9G2pn8 OWSbCRVerVroIODRkgr.D.IhkSlYXaViH15vRMk_5cMDEkEEv< br>
                              &nbsp;7guXEuUy9x2ibFGvBaZjPzGxjYFlJVD_mn8RVsuhOWr7 25HlBSPeghwMS.Ol<br>
                              &nbsp;u0XLNlBcx14XvvoLJdqLjwPJRAHbIet43w8sBbwoxKh0 UmYA5EC0Z8FJ0XI1<br>
                              &nbsp;7bwLbOsUPM8f3rAseSKjj_pU8Wdxgt05FzAdsRd4_y40 02dFeBjUhbKx8JbH<br>
                              &nbsp;UhOayZIpHtOz3JUm50te9PRWbfkOLziT8od8FfjD0SbA fQWt8.E-<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              X-Originating-IP: [119.47.115.35]<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              Authentication-Results: mta1009.tnz.mail.aue.yahoo.com&nbsp; from=propertytalk.com; domainkeys=neutral (no sig);&nbsp; from=propertytalk.com; dkim=neutral (no sig)<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              Date: Sat, 2 Jun 2012 02:41:07 +1200<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              To: perryATpropertytalk.com<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              Subject: Reply to thread 'Proliferation of hoax bank emails&gt; Worries me.'<br>
                              </Span>
                              <Span CLASS=EUDORAHEADER>
                              From: &quot;PropertyTalk.com&quot; &lt;donnaATpropertytalk.com&gt;<br>
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                              Auto-Submitted: auto-generated<br>
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                              X-Mailer: vBulletin Mail via PHP<br>
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                              <br>
                              <div>
                              <div>Dear Perry,</div>
                              <br>
                              <div>props4u has just replied to a thread you have subscribed to entitled - Proliferation of hoax bank emails&gt; Worries me. - in the Finance, legal and tax (NZ) forum of PropertyTalk.com.</div>
                              <br>
                              <div>This thread is located at:</div>
                              <div><a href="http://www.propertytalk.com/forum/showthread.php?t=30690&amp;goto=newpost" EUDORA=AUTOURL>http://www.propertytalk.com/forum/showthread.php?t=30690&amp;goto=newpost</a></div>
                              <br>
                              <div>There may be other replies also, but you will not receive any more notifications until you visit the forum again.</div>
                              <br>
                              <div>All the best,</div>
                              <div>PropertyTalk.com</div>
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                              Last edited by Perry; 02-06-2012, 12:35 PM.

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