Originally posted by lissie
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ENP, for a 21 yr old you are actually doing very well.
By my calcs you have 12k savings / investments and saving another 12k pa.
For someone living with their parents your expenses seem high though.
Please don't be tempted to ask them for a guarantee for an IP. That's not fair.
However, if you are paying board are they able to lower that and invest in your future even more than they have done?
If you can save 20 - 25 k pa, and just sock that away for a year the bank will be impressed and you'll have about 35k in 12 months time.
Perhaps enough for a little 2 bed brick & tile unit somewhere.
My assumptions may be off the mark; but the main points are; can you spend less, get a simple 2nd job as opposed to internet / forex schemes and sit on your hands for 12 months.
cheers
SB
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