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Variable rates under fixed ?
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These banker conmen know how to play suckers in and out of this and that.
I wonder how many will bail from one rate to another only to find 2 years later its all reversed around again?
Meanwhile the bankers fleece with fees and commisions for every change in loans criteria...
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Originally posted by NZGEMS View PostDidn't we just see BNZ drop their floating to 4.99% today?
"BNZ announced it would offer 4.99% for a special six month mortgage rate as part of its “out of the box” package, which requires borrowers to take out two other products (such as credit cards or insurance) and have a 20% deposit. (Updated with information that it’s the lowest mortgage rate in at least 45 years)
The offer will be valid from February 21 to March 6."Jo Birch
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Oh thats right I did see that, shows how much notice I took, I remember thinking I wonder if you already have insurance and credit card you qualify? When I asked for one of their super low loans recently they said I didn't qualify. said I didn't have the 20% equity, I believe I am only 50% geared over all, used to be 30% but with the values dropping we need to be realistic. So not sure how they work out their figures but didn't bother argueing, think I am going to look at moving away from them soon. I have left most of my stuff floating that has come off fixed with them so leaves my options open.
Mind you it is where to go? Still don't have anything with kiwibank at present.
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Originally posted by tpr2 View PostSo whose still doing lo-docs?Jo Birch
Looking for someone to manage your next project or event? Then call now!
+61 450 148 678
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