• Login:
Welcome, Register Here
follow PropertyTalk on facebook follow PropertyTalk on twitter Newsletter follow PropertyTalk on LinkedIn follow PropertyTalk on facebook
Page 580 of 585 FirstFirst ... 80 480 530 570 578 579 580 581 582 ... LastLast
Results 5,791 to 5,800 of 5845

Thread: Interest Rates

  1. #5791
    Join Date
    Mar 2015
    Location
    Brisbane Wellington Auckland
    Posts
    793

    Default

    Quote Originally Posted by Scott Miller View Post
    It largely depends on the loan size. The threat of leaving because you are not getting what you want does not have the same weight it once had unfortunately.
    What size has a impact ?
    Would the bank be concerned with Under $25m of debt ?
    Or would the loan have to be medium to large ?

  2. #5792
    Join Date
    Apr 2004
    Posts
    763

    Default

    RBA cuts to record low 1.25% RBNZ to follow IMHO

    https://www.theguardian.com/australi...ing-costs-live

  3. #5793
    Join Date
    Feb 2018
    Posts
    126

    Default

    As unemployment rises, and inflation keeping low, more OCR will be cut across both Aus and NZ for months to come in 2019 and 2020.

  4. #5794
    Join Date
    Apr 2004
    Posts
    763

    Default

    talking with ASB $4500 cash back ..best fixed rate 2yr 4.85% ... better deal than ANZ .. just waiting on WP to get back in touch see what they will offer to stay ..

  5. #5795
    Join Date
    Oct 2015
    Location
    Rotorua
    Posts
    476

    Default

    you mean 3.85%?

  6. #5796
    Join Date
    Apr 2004
    Posts
    763

    Default

    Quote Originally Posted by AlFa View Post
    you mean 3.85%?
    Yeah my mistake LOL so 2016 ........

  7. #5797

    Default

    Is anyone else not getting Special Rates via Westpac for investment properties? I've got 47% equity with them but they are only offering 3.95% for 1 and 2yrs, whereas their Special Rates are 3.85%.

  8. #5798
    Join Date
    Nov 2007
    Location
    north shore
    Posts
    377

    Default

    I refixed 3 loans with them in May, 66% equity, they gave me the special rates, but wouldn't give any further discount. Weren't going to give me the special rates, said not for investors, until I told them that kiwibank would.

  9. #5799

    Default

    Quote Originally Posted by deechnz View Post
    Is anyone else not getting Special Rates via Westpac for investment properties? I've got 47% equity with them but they are only offering 3.95% for 1 and 2yrs, whereas their Special Rates are 3.85%.
    Yes, I also just spoke with them on the phone. I told them that ANZ and ASB are actually giving me better rates than the special ones (for loans I need to refix now too). They still said that they can't do special rates for investment property. I said that I'm going to look to move my loans out of Westpac- still no movement from them!

  10. #5800
    Join Date
    May 2008
    Location
    Torbay, Auckland
    Posts
    3,868

    Default

    If they drop the OCR another notch in August and November, what do you think this will do to the 3 and 5 year rates.
    I cant see the 3 year rates dropping much below 3.65. I think one bank did a 1 year special at 3.65 and for a while I saw a carded 3 year rate at 3.95.
    With deposit rates not likely to drop much from 3.2 to say 3%, I can see the 1 to 3 year rates going to 3.65, maybe best case 3.5%.

    But could the 5 year rate go lower.
    I would like to see a 5 year rate under 4% come in Feb / April 2020 when my 5 year fix ends
    Paul Magill B.com
    Bluekiwi Property Consulting


 

Thread Information

Users Browsing this Thread

There are currently 2 users browsing this thread. (1 members and 1 guests)

  1. Perry

Similar Threads

  1. What are interest rates going to do?
    By hele27 in forum Property Investment (NZ)
    Replies: 25
    Last Post: 11-08-2015, 12:18 PM
  2. Interest Rates
    By hasheem kamal in forum Property Investment (NZ)
    Replies: 11
    Last Post: 25-01-2014, 12:12 PM
  3. Replies: 2
    Last Post: 04-05-2009, 08:46 PM
  4. Are interest rates on the way up?
    By Rosco in forum Finance, legal and tax (NZ)
    Replies: 17
    Last Post: 13-02-2009, 05:21 PM
  5. 1% Interest Rates
    By Don and Liz in forum Property Investment (NZ)
    Replies: 5
    Last Post: 26-03-2008, 11:14 AM
  6. Interest rates: up or down
    By casacamo in forum Finance, legal and tax (NZ)
    Replies: 11
    Last Post: 21-05-2007, 12:17 AM
  7. interest rates
    By Belinda in forum Finance, legal and tax (NZ)
    Replies: 7
    Last Post: 31-01-2007, 09:43 PM
  8. Interest rates
    By [email protected] in forum General (NZ)
    Replies: 7
    Last Post: 27-10-2006, 05:15 PM
  9. Interest Rates - up or down
    By muppet in forum Property Investment (NZ)
    Replies: 2
    Last Post: 20-07-2005, 08:57 AM
  10. Interest Rates going up??
    By Marc in forum Finance, legal and tax (NZ)
    Replies: 5
    Last Post: 13-11-2003, 01:12 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •