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Thread: Interest Rates

  1. #5761
    Join Date
    Sep 2004
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    Hastings
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    14,699

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    Quote Originally Posted by GLin View Post
    It's a signal the whole economy is going down south.

    Expect redundancies from NZ companies to accelerate.
    When do you expect that to happen? (Prediction noted)
    With all the Draconian new laws for residential rental LLs, perhaps AirBnB would be better? To avoid any hassle in Hawke's Bay, consult Be My Hostess. Want a great looking concrete swimming pool in Hawke's Bay? Designer Pools will do the job for you!

  2. #5762

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    A friend was made redundant just before the minimum wage increase kicked in. Purely coincidental I'm sure.

  3. #5763
    Join Date
    Feb 2018
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    108

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    Quote Originally Posted by Perry View Post
    When do you expect that to happen? (Prediction noted)
    Unfortunately based on the stats that Tony Alexander just sent out today, his BNZ Weekly Overview, things still look rosie compared to 2009.

    I say within 12 months or so.

  4. #5764
    Join Date
    Sep 2008
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    7,508

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    on Friday BNZ cut its three-year term to 3.95 per cent - down from 4.2 per cent
    - matching a move by rival ASB bank.
    Locally owned TSB bank will also offer the same rate as part of its promise to match any rate advertised by the Australian-owned banks.

    expected all the major banks to match the rates.
    "If they are not doing it by advertised rates, they are certainly doing it by negotiation," he said.

    https://www.nzherald.co.nz//personal...508&ref=clavis
    have you defeated them?
    your demons

  5. #5765
    Join Date
    Feb 2018
    Posts
    108

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    China bank has dropped rates to 3.65% for 2 years (with conditions).

    I think my prediction of 3.5% by Xmas 2019 is a bit conservative now...

  6. #5766
    Join Date
    Jun 2004
    Location
    Kapiti
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    620

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    Think the banks usually have these margins built in, Gary.

    The Chinese banks are leading the charge downwards. Like Kiwibank did last decade.

    I have loans coming up in October and December, I'd say 3.69% by then. Prefer to fix one year than for three, in this climate.

  7. #5767
    Join Date
    Feb 2013
    Posts
    325

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    Quote Originally Posted by Perry View Post
    When do you expect that to happen? (Prediction noted)
    Major teleco's are all cutting , pretty sure more to come from other corporates. interesting times.
    Last edited by BlueSky; 07-04-2019 at 04:37 PM.

  8. #5768
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    Hastings
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    Quote Originally Posted by BlueSky View Post
    Major teleco's are all cutting , pretty sure more to come from other corporates. interesting times.
    Cutting what?
    With all the Draconian new laws for residential rental LLs, perhaps AirBnB would be better? To avoid any hassle in Hawke's Bay, consult Be My Hostess. Want a great looking concrete swimming pool in Hawke's Bay? Designer Pools will do the job for you!

  9. #5769
    Join Date
    Feb 2013
    Posts
    325

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    Quote Originally Posted by Perry View Post
    Cutting what?
    Or should I say culling ?

  10. #5770
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    Sep 2004
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    Right.
    Not prices. Staff.
    Except those expensive cardboard cut out suits at the top.
    The ones who have no direct customer interaction.
    Or productive role to play, day-to-day.
    Sounds about right.
    With all the Draconian new laws for residential rental LLs, perhaps AirBnB would be better? To avoid any hassle in Hawke's Bay, consult Be My Hostess. Want a great looking concrete swimming pool in Hawke's Bay? Designer Pools will do the job for you!


 

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