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Thread: Interest Rates

  1. #21
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  2. #22
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    Hi Guys

    ANZ have dropped their 2 yr fixed rates to below Westpacs as from this morning.

    Competition starting again, instead of being sheep and following each other?
    Regards

  3. #23
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    Hi Guys

    Westpac have thrown in a 30mth fixed rate at 7.15% as from tomorrow.

    Regards

  4. #24
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    I just noticed that 7.15% 30 month rate myself... quite tempting if you're on their Redpack scheme as you'd get another 0.2% off that.

  5. #25
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    Hi Drelly

    I don't think the Redpac package applies when considering those special rates.

    Those special rates have special conditions so read the fine print carefully.

    Regards

  6. #26
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    Correct - Generally, the specials don't get discounted further.

  7. #27
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    The Redpac discount isn't normally applied no... and it's not on the 18 month rate of 7.15% but according to their website, the 30 month at 7.15% can include the discount. Maybe it's a mistake?

    http://www.westpactrust.co.nz/olcont...ome+loan+rates

  8. #28
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    Hi Drelly

    You could be correct or else someone has left the asterix out.

    Regards

  9. #29
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    Aug 2003
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    hi

    We have just got a fixed rate at 6.95 for 12 months. We decided to only fix for 12 months as the previous cycle of interest rate highs and lows is approximately 2 years. We used a different lending organisation than you have been mentioning.

    Tamara

  10. #30

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    I recently got 6.7% fixed for one year and 7.05% for 2 years. These were 0.5% off the advertised rates simply by asking the the question. It may have something to do with my good looks, but I somehow doubt it.

    Other parts of my loans are still in fixed terms, however the negotiated 0.5% saved me about $1,600, and many times that if I compare what I am paying under the current floating rate.

    Simple money by asking the simple question.

    Woof


 

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