Why is the RBNZ obsessed with DTIs?
According to Interest.co.nz's: "Mortlock is a consultant on economic and financial policy, drawing on many years of experience as former senior staffer at the RBNZ and APRA" - it's not warranted as a means for maintaining financial stability...
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RBNZ obsession with DTIs unwarranted
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10000 net increase of public homes
Labour has added 10000 public homes since coming into office, says Hon Dr Megan Woods. Congratulations!
Of course, the same person said Kiwibuild would produce 100,000 by 2028 or 10,000 a year. To date, the number is around 1300, with 1200 under development.
However, there... -
Interest rate rising to the end? How interest rate will change in 1 year,3yr,5 yr?
Recently all the commercial banks did NOT increase fixed rate by following reserve bank's OCR increase and some banks lower 1 yr rate, lifted 5 yr rate. Is it a sign that the interest rising comes to the end? Or the banks just wants to get more clients, then will increase rate later? What do you think... -
How To Calm First Home Buyers With Negative Equity
When the RBNZ Governor says house prices are predicted to drop 20% - homeowners listen and for first home buyers with homes now or soon to be valued at less than their mortgage, stress starts to kick in.
Source
Umm, not much empathy for the first home buyers (FHB)... -
Will The RBNZ act today?
Many people say that the leadership of the Reserve Bank are a bunch of lame ducks.
That the blowout in house inflation is all their fault.
Some even say that the whole housing market has become totally dysfunctional because of their loose monetary policy.
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Why House Prices Will Continue Going Up
A great read on Stuff. Was Jacinda's 'house prices can't keep skyrocketing' comment was quintessential Arden - i.e. caring, empathetic, voicing concern but not actually doing anything about it. But she's not alone - no party wants to be seen to tackle it - so it's left to the RBNZ to do something... -
Incredibly dishonest - hard to disagree with Heather du Plessis-Allan
Well here we go - hold onto your seats investors we're in the line of fire yet again.
This time however, we have at least one journo on our side.
The Gov't clearly feel they're backed into the corner and now it's time to strike out in a way they believe will appeal... -
Once, there was no Reserve Bank of New Zealand. What?
The Reserve Bank is getting top billing in the media these days.
Possibly the group of people with the most power over your future security and wealth, but little is commonly known about them.
Q1.
What did we do before they existed?
A.
In 1840, there was no...Last edited by McDuck; 20-11-2020, 05:29 PM. -
Debt to Income Loan Limits
Great article here--i don't normally agree with the standard but this is a interesting including the comments. Worth a look
https://thestandard.org.nz/debt-to-income-loan-limits/... -
Changing Banks under the LVR Scheme
I know that all NEW(as the RBNZ states in their documents) lending is included in the the banks 10% speed test. Which means people such as me with over 20% deposit have a bargaining tool with banks. But is it the same case down the track when I want to negotiate a new fixed rate? Basically, if I change... -
RBNZ expected to cut Thursday 12th March
