Hi there,
Does anyone have their structure setup with an offset mortgage.
I have about 200k that i would like to use to offset against an LTC.
Kiwibank flatout refused stating that you could offset against an LTC whereas other banks seem to allow it but the offset...
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Offset mortgages
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NZ Home Loans (NZHL)
Has anyone ever used NZ Home Loans (NZHL)?
I have had a meeting with them and they believe they can slash our mortgage by 11 years and $154K whilst maintaining our current repayment rates.
I am obviously interested, yet suspicious. I cant see any 'catches' which makes me think...