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Type: Posts; User: Charlie101

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    Investing hot spots in NZ?

    Hi all, just wondering what areas are good to invest in NZ at the moment or to keep an eye on? We stopped investing 6 years ago and now want to continue. We would be looking at a mid to lower end of...
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    Lower Hutt Valuer

    Can anyone recommend a good valuer for valuer a property to sell in Lower Hutt?

    we have just converted our 2bedroom with walk in wardrobe to a 3 bedroom. This morning we had a valuer in which gave...
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    Does anyone know or have had issues with changing...

    Does anyone know or have had issues with changing the floor plan inside a cross lease property? e.g. 2bedroom to a 3bedroom. Would you have to bother about consent for your neighbours with this sort...
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    Great, thanks. I’ve been reading how investors...

    Great, thanks. I’ve been reading how investors buy at discount then revalue and buy again etc. You say 3months – is this some sort of rule by the banks or just estimate?
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    Its a hypothetical question.

    Its a hypothetical question.
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    Purchase Price Vs Market Value

    Hi, can anyone answer my question - If a property on the market was asking 185K and the RV was $210, you had a MV completed and it come in at $210. Your offer was accepted at 185K - what do the banks...
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    Setting up LTC

    Hi everyone

    Currently looking into how to set up a look through company and wondered if it’s the same set up as setting up a normal company online?
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    Is this better; Master – 3 x3.43 + 2x.70...

    Is this better;

    Master – 3 x3.43 + 2x.70 (wardrobe)
    Single – 2x3.13
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    The measurements are; Master – 11.76m2...

    The measurements are;

    Master – 11.76m2 (includes a standard double wardrobe.
    Double – 11m2 (no change in size but decrease wardrobe to a single)
    Single – 6.26m2

    I hope ive worked this out...
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    Thanks CHCH, we are aware of this and thats why...

    Thanks CHCH, we are aware of this and thats why we think we should use the space wisely if we can.
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    Yes there are 4 others and with no body corp.

    Yes there are 4 others and with no body corp.
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    Correct it is currently off the main bedroom...

    Correct it is currently off the main bedroom room. We will be reducing the main bedroom size to increase the walk in wardrobe room. The entrance to the rooms will be completely separate, they will...
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    The master room would have a standard wardrobe,...

    The master room would have a standard wardrobe, the double would reduce to a single wardrobe and the single room wouldnt be able to have a wardrobe. Ill have to come back to you about the sqm, cant...
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    Convert 2brm to 3brm townhouse?

    Hi All,

    Has anyone here converted a 2bedroom town house to a 3bedroom before? We have a rather large walk in wardrobe (with a window) and considering of rearranging the upstairs floor plan to...
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    Hi Skid - thats what ive heard too but havent...

    Hi Skid - thats what ive heard too but havent found anything about it yet.
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    Thats correct its a cross lease.

    Thats correct its a cross lease.
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    Thanks Maccachic, ill have a look.

    Thanks Maccachic, ill have a look.
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    New fence - neigbour wont pay

    Could anyone advise me what to do when a neighbour will not contribute to replacing a fence which is currently rotten and falling away? Are there rules etc

    It’s only a small space between our...
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    What are some decent areas of Hamilton?

    What are some decent areas of Hamilton?
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    OK thanks speights boy. We really appreictae your...

    OK thanks speights boy. We really appreictae your imput. We will see how we go, we may struggle to start a family which would give us time to save :)
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    Budgeting on 5%, currently ours are 4.75% for...

    Budgeting on 5%, currently ours are 4.75% for 6months
    Yes we will need to pay a low equity and prepared to do this
    Current yeild is 7%

    Also, not sure if a smart idea but we were thinking of...
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    Thanks for all your replies. We have only just...

    Thanks for all your replies. We have only just got into investing and are both learning as much as we can.
    So the current figures are;

    $560K less $455K mortgage =105K equity, these figures...
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    So what if the rent covered all expenses and...

    So what if the rent covered all expenses and would clear a surplus. + we would have some funds for maintanence set aside about $5k? Its just the deposit issue we have. We wouldnt buy unless it was...
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    One income and the properties would be rented to...

    One income and the properties would be rented to cover mortgage etc. But if I needed could return to work but not ideal.
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    What would you do, if....

    What would you do if;

    ….you wanted to achieve this;
    1. Buy a 3rd or 4th property (one cash flow positive, one with possible capital gain)
    2. Buy before government changes all lending to at...
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