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  1. RTA Changes - Tenants Liability for Costs of Accidential Damage

    FacebookLive Live: Not all good news.

    12.15pm to 1 pm Wednesday 21st August

    (Re)making tenants liable for damages sounds like a great idea on the face of it. But it is not all all good news....
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    The generally accepted wisdom is that over the...

    The generally accepted wisdom is that over the next few months supply all existing tenants with the insurance information.
    Nothing to say that you are not allowed to supply that info before it is...
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    Unless, of course, you tenant departs after 1...

    Unless, of course, you tenant departs after 1 July 2021 but before 1 April 2024.
    Then you only have 90 days.
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    I certainly will.

    I certainly will.
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    Trying to defy Gravity?

    "Wellington Mayor Justin Lester promises council will intervene in rental market as rents surpass Auckland's

    And now Mayor Justin Lester and councillor Brian Dawson want "Mum-and-Dad" property...
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    True "1 July 2024 – All rental homes must comply...

    True
    "1 July 2024 – All rental homes must comply with the HHS."

    But
    ""1 July 2021 – From this date, private landlords must ensure that their rental properties comply with HHS within 90 days of...
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    Poll: Replay video of Andrew King's Tuesday afternoon...

    Replay video of Andrew King's Tuesday afternoon talk on current legislative changes around:
    - liability for tenant damage
    - meth contamination
    - unlawful properties

    Is now available.to...
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    The onus of proof is always on the applicant.

    The onus of proof is always on the applicant.
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    5,377
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    Asset testing or means testing pensions sounds...

    Asset testing or means testing pensions sounds great, but the reality is quite different.

    It could not be just a one-off test at 65 (or whatever age you choose).

    The difficulty is that a person...
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    Sticky: Housing should ALWAYS be cheaper to buy than it...

    Housing should ALWAYS be cheaper to buy than it is to rent.

    After all that applies to rental cars, chainsaws, bicycles and concrete mixers.
    Why should housing be any different?
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    From the above: "The number of lawyers in Japan...

    From the above:
    "The number of lawyers in Japan has more than doubled since 2000, but demand for legal services has failed to grow apace. "

    They need to take lessons from the NZ legal industry,...
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    Unfortunately, so many were sucked into buying a...

    Unfortunately, so many were sucked into buying a 'tax efficient investment' where they were losing a pile of actual cash money every month.
    This nightmare only being made palatable by the thought of...
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    I wonder what is the percentage of lawyers to the...

    I wonder what is the percentage of lawyers to the general population is in Japan?
    A lot less than in NZ I suspect.
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    I am aware that the price of coastal sections in...

    I am aware that the price of coastal sections in the far north (more than two hours drive from Auckland) tanked completely in the last crash.
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    Sticky: Hardly a day goes past without someone moaning...

    Hardly a day goes past without someone moaning about the cost of renting a house. So what, exactly, does a New Zealand tenant get when they enter into a residential renting agreement?

    The obvious...
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    Freeze politicians and bureaucrats salaries while...

    Freeze politicians and bureaucrats salaries while they are about it?

    and . . . Is a corset the best cure for elephantiasis?
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    Further to the above, consider this mornings...

    Further to the above, consider this mornings Emerson Ihumatao cartoon in today's Herald.
    Again, this cartoon reinforces the view that it is better that housing not be built, because if they are...
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    1,347
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    Sorry, way too far back in history to track...

    Sorry, way too far back in history to track anything now.
    I suspect it was in a political comments column in the Herald years ago.
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    Any adjustment in the house price-to-rent ratios...

    Any adjustment in the house price-to-rent ratios for what must be provided by the landlord and included in the rent?

    For instance, a cooking appliance, heating, and so on.
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    Same way as the Government should 'fix' the price...

    Same way as the Government should 'fix' the price of shoes if he cant afford those, and 'fix' the price of iPads if he can't afford one of those.
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    Aha! Rent control !! 'Gunnar Myrdal stated,...

    Aha! Rent control !!

    'Gunnar Myrdal stated, “Rent control has in certain Western countries constituted, maybe, the worst example of poor planning by governments lacking courage and vision.” His...
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    Sticky: The second question that a bank will ask when you...

    The second question that a bank will ask when you want a business loan is "what real estate can you put up as security for this loan?"
    No property = no loan.
  23. From talking with mortgage brokers, I am told the...

    From talking with mortgage brokers, I am told the problem right now is assessed serviceability.

    The main trading banks are looking at a property investors ability to service the loan on P&I at 7%...
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    Well today I went and took the measurements of my...

    Well today I went and took the measurements of my one currently vacant South Auckland property.


    The living room is 20.72 sq.m, but there is an adjoining dining/kitchen area of 12.33 sq.m, so...
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    There seems to be a widespread belief that all a...

    There seems to be a widespread belief that all a tenant has to do is say "Hey, there is no insulation", text or call MBIE and $4000 will be instantly extracted from their landlord and sent to them.
    ...
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