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Type: Posts; User: Beano

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  1. Thread: No insurance

    by Beano
    Replies
    8
    Views
    450

    It was the bnz . The valuation was done by a...

    It was the bnz .
    The valuation was done by a panel valuer
    The income with be from yard rental
    The buildings did not add value to the site
    It's really a developer site
  2. Thread: No insurance

    by Beano
    Replies
    8
    Views
    450

    The bank was flexible with one property where I...

    The bank was flexible with one property where I produced a valuation to support the property value was the same with or without the building .
    So they agreed no insurance required.
    Many of my...
  3. Replies
    8
    Views
    829

    Great opportunities

    Anyone buying up hotels and motels and successfully changed them to quarantine centres ?
    It will be a lot cheaper and quicker than building from scratch.
    It could be a great money spinner.
    When...
  4. Thread: No insurance

    by Beano
    Replies
    8
    Views
    450

    Has anyone had success in cancelling house...

    Has anyone had success in cancelling house insurance (with the bank approval)
  5. Thread: No insurance

    by Beano
    Replies
    8
    Views
    450

    Has anyone had success in cancelling house...

    Has anyone had success in cancelling house insurance (with the bank approval)
  6. Replies
    167
    Views
    12,293

    Have you read your insurance policy ? Every...

    Have you read your insurance policy ?
    Every policy is different so we can't comment.
    Yes the government and the banks have worked out something to help you .
    Apply for a mortgage holiday or loan ...
  7. Be nice to your landlord . She has a lot of...

    Be nice to your landlord .
    She has a lot of problems
    If the house is sold due to the divorce you will have no home.
  8. Replies
    8
    Views
    729

    https://www.smh.com.au/business/companies/solomon-...

    https://www.smh.com.au/business/companies/solomon-lew-pulls-out-big-guns-in-stand-off-with-retail-landlords-20200326-p54e7t.html
  9. Thread: IRD forms

    by Beano
    Replies
    12
    Views
    434

    Is your one hour meeting on zoom or Skype Ross ?

    Is your one hour meeting on zoom or Skype Ross ?
  10. Thread: IRD forms

    by Beano
    Replies
    12
    Views
    434

    While you are on a "roll" start on the 2020...

    While you are on a "roll" start on the 2020 return ! :-)
  11. Thread: IRD forms

    by Beano
    Replies
    12
    Views
    434

    I thought it is the 2020 return which we do next...

    I thought it is the 2020 return which we do next weekend :-)
  12. Replies
    84
    Views
    6,641

    It's really hard to work out . If it is a...

    It's really hard to work out . If it is a warehouse storing goods to sell at Xmas time and the warehouse is full ...perhaps no refund. If it a office that now works from home . Very little . A...
  13. Replies
    84
    Views
    6,641

    Bob Jones for his retail tenants apparently...

    Bob Jones for his retail tenants apparently deferred three months rental spread the total over the balance of the lease.
  14. Thread: Interest Rates

    by Beano
    Replies
    5,965
    Views
    1,033,053

    Do the opposite of what I do . I am always wrong...

    Do the opposite of what I do .
    I am always wrong :-(
  15. Thread: IRD forms

    by Beano
    Replies
    12
    Views
    434

    What about the transaction s in the last week of...

    What about the transaction s in the last week of the year ?
  16. Replies
    84
    Views
    6,641

    Tell them the rent is still due but I would, at...

    Tell them the rent is still due but I would, at no cost to the tenant, assist them to receive the recently announced government assistance.
    Any payments that we make is taken from our savings that...
  17. Replies
    84
    Views
    6,641

    A mortgage holiday is not a true holiday . It is...

    A mortgage holiday is not a true holiday .
    It is an additional loan that accrues interest from day one .
    Hence if the landlord passed this on the tenant would have to pay rent plus interest.
  18. Thread: No insurance

    by Beano
    Replies
    8
    Views
    450

    No insurance

    Where the value of the land is the same as the property has anyone approached the bank to waive the need to insure the house ?
  19. Replies
    84
    Views
    6,641

    Yes that is correct. I believe it does apply ....

    Yes that is correct.
    I believe it does apply .
    Mine are mostly 6 to 9 mths
  20. Replies
    8
    Views
    729

    Residental ...not certain if it is a good time to...

    Residental ...not certain if it is a good time to buy or sell really need to look at the yields.
    With so much money splashed around by the government
    Properties seem to be holding their value.
  21. Replies
    8
    Views
    729

    What yield are you buying at ?

    For units in Wellington what Net Yield are you buying at
    Net Yield is calculated as below
    Rent x 52
    Less
    Rates
    Insurance
    Management 9% of gross rental
    Repairs and maintenance
    Vacancy 2 weeks
  22. Replies
    13
    Views
    545

    Yes it is but I do know many consider commercial...

    Yes it is but I do know many consider commercial as office
    I also treat commercial as
    Office
    Industrial
    Car parking
    Retail
    Hotels/motels
  23. Replies
    13
    Views
    545

    Do you charge GST on airBnB leasings ? I assume...

    Do you charge GST on airBnB leasings ?
    I assume retail will be treated as commercial.
    It will also be good to depreciate earthquake strengthening.
    It would be unfair not to charge GST on airBnB as...
  24. Replies
    8
    Views
    529

    Two sparkies both with the same advice. Buying...

    Two sparkies both with the same advice.
    Buying second-hand without an electrician check is very risky and dangerous.
    Luckily you had your property electrical upgraded so the fault was highlighted.
  25. Replies
    8
    Views
    529

    Yes that is what my sparky said too. He said the...

    Yes that is what my sparky said too.
    He said the fridge is dangerous and he cut the plug off so it cannot be sold.
    The fridge is 13 years old .
    Your advice confirms my sparky comments too.
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