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  1. Replies
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    When we got heatpumps years ago, we over-specced...

    When we got heatpumps years ago, we over-specced them by one step. Haven't regretted it at all. It means they get the rooms to a good temperature without having to work horribly hard. And make sure...
  2. Thanks, Artemis. I had a nasty feeling that might...

    Thanks, Artemis. I had a nasty feeling that might be the way people handle it. Unfortunately, we don't want all the tenants on the tenancy agreement, and they don't want to be on it either, so that's...
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    653

    For anyone else looking for someone, we ended up...

    For anyone else looking for someone, we ended up using Bryan Richards from Ibis 2000 (www.ibis2000.co.nz).

    He was excellent. Extremely thorough, detailed well-explained report, let us tag alone...
  4. bond question - head tenant + flatmates situation

    Hi everyone

    I bought a house recently. It came with tenants, but only one (let's call him John) has signed the tenancy agreement. But several of them paid bond when they moved in years ago. The...
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    653

    Building inspector - Christchurch

    Hi everyone

    We just had an offer accepted (yippee!) and now need to get a building report. Anyone able to recommend someone in Christchurch?

    Thanks very much
  6. Replies
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    1,253

    Thanks, I think you're right and I'll calculate...

    Thanks, I think you're right and I'll calculate the return based on 5 tenants.
  7. Replies
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    Hi guys, thanks heaps. Ross, I expect it to...

    Hi guys, thanks heaps.

    Ross, I expect it to be (b) you are renting room by room. But still to long term tenants, with RTA agreement.

    Among the current tenants, there's no "head tenant" who...
  8. Replies
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    Hi Ross Thanks for that. Sorry, I wasn't at...

    Hi Ross

    Thanks for that. Sorry, I wasn't at all clear in my post. I'm got my eyes on a place to add to my (small) portfolio, and I think the place I want to buy would be a boarding house. I'd be...
  9. Replies
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    1,253

    Expected return on boarding house?

    Hi everyone, I haven't been here for years because our rental's been chugging along smoothly, but now I'm thinking about adding another and I'd appreciate help.

    It's a 6 bedroom house in...
  10. Replies
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    2,544

    You want to put all your business' income into...

    You want to put all your business' income into the RFC, to reduce the interest you pay. I'd go for just the one account.
  11. Replies
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    5,470

    Yeah, i meant net. For a lot of schemes, the...

    Yeah, i meant net. For a lot of schemes, the extra fees were more than the value of the rewards. 8O

    About the convenience bit ... with a lot of schemes you have to do something to get the reward,...
  12. Replies
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    5,470

    Us too. We put everything we possibly can through...

    Us too. We put everything we possibly can through the card and get a nice payout back. Fees are low too.

    Consumer did a report a while ago on cc reward schemes. This wasn't the highest return but...
  13. Replies
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    6,553

    Good one for saving that much deposit. That's...

    Good one for saving that much deposit. That's impressive.

    But I think you should seriously consider your ability to cope with disaster if you do get a $330K home. What if you lost your job and the...
  14. Replies
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    8,272

    The issue here seems to be that the repile was...

    The issue here seems to be that the repile was done (when?) but not signed off. I doubt it'd be a problem, but safest is to ask the insurance company.
  15. Replies
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    2,340

    Make sure it's not a fisheye lens, which a lot in...

    Make sure it's not a fisheye lens, which a lot in that range are. Fisheyes make rooms look ridiculous.
  16. Replies
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    13,474

    Read that other thread. The tax situation didn't...

    Read that other thread. The tax situation didn't seem to be that simple.
  17. Replies
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    8,272

    Talk to the insurance company. See what they say....

    Talk to the insurance company. See what they say. If it's positive, get it in writing.
  18. Replies
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    3,698

    Nope. Boarders might be non-taxable, flatmates...

    Nope. Boarders might be non-taxable, flatmates are taxable.

    http://www.ird.govt.nz/forms-guides/title/forms-r/ir264-guide-rental-income.html

    Page 32 onwards covers boarders. Pg 41 covers...
  19. Thread: Life as a Landlord

    by One
    Replies
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    210,422

    Sticky: Checked your insurance? I'm pretty sure ours...

    Checked your insurance? I'm pretty sure ours would cover that.
  20. Replies
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    know the answers to a bunch of questions about...

    know the answers to a bunch of questions about the house. One agent really p-ed me off by answering "I don't know" to every question I had (like, how old was it, what insulation did it have, had it...
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    6,309

    Can't you add the minor dwelling first and then...

    Can't you add the minor dwelling first and then do the subdivision later if/when it looks like a good idea?
  22. Thread: Heat Pumps

    by One
    Replies
    196
    Views
    43,687

    Man, that's a broad question. Have a look at...

    Man, that's a broad question.

    Have a look at the competition. Check nearby rentals on trademe and see what heating places have and see if you can work out the effect on the rent. That tells you...
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    2,946

    "one or two misses should not matter too much."...

    "one or two misses should not matter too much." ??!!

    You can be zero credit risk and miss a payment through bank error, or being messed around if changing banks, or forgetting to change APs to a...
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    5,711

    Even better, if the tenants had acted like humans...

    Even better, if the tenants had acted like humans instead of pigs, none of this sorry saga would have happened.
  25. Someone in ChCh told me 6 months ago that it's...

    Someone in ChCh told me 6 months ago that it's about $120K. Half that was council fees. That was prob pre earthquake numbers and I expect was very approx, but it gives you an idea.
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