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Type: Posts; User: Bobsyouruncle

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  1. Yep exactly Davo. It's easy to say debt went from...

    Yep exactly Davo. It's easy to say debt went from 5% to 25 but it would have under any regime.
  2. Whilst your facts are correct P the circumstances...

    Whilst your facts are correct P the circumstances are largely beyond the govt's control. Now that things are back to some sort of normal they have gotten things back to a surplus. Helen had the...
  3. Trust is always going to be an issue with...

    Trust is always going to be an issue with incumbents don't you think? There is always this suspicion someone else could do better.
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    It's strange if it is improving. Recently working...

    It's strange if it is improving. Recently working with my foster son and being in there almost daily the area is just awful. Police everywhere, drug houses everywhere. It's just awful. There are good...
  5. I was interested in Bill's comment that 60% of...

    I was interested in Bill's comment that 60% of all tenancies are govt subsidised one way or another. That's a LOT of money.
  6. So get it clear first then talk to a broker. The...

    So get it clear first then talk to a broker. The banks currently will not allow a second mortgage secured on the property so my original idea, which i have done previously is the best way, if the...
  7. Her policies get scarier each day. She would be a...

    Her policies get scarier each day. She would be a disaster economically. The lefts obsession with spending money on the poor without ensuring you have a robust economy first is so flawed.
  8. Well that is now different to your first post....

    Well that is now different to your first post. Leaving money in us not giving you equity it is just giving you a loan. You need to know what the valuation on the property is, exactly what the sellers...
  9. The only way to make the equity work for you is...

    The only way to make the equity work for you is to get them to sell you the property at retail. Let's say that might be 450k. They then leave in the 100k as an unsecured second mortgage or as a...
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    You don't sound like a property investor so maybe...

    You don't sound like a property investor so maybe sell. Your bank deposit rate is pretax and has no deductibility and is eroded by inflation. Your properties will at the bare minimum keep up with...
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    A disabled child is a hugely emotional situation...

    A disabled child is a hugely emotional situation so really they can't just look at the investment side. If they can afford it and get it customized then it sounds a good idea. I am assuming they are...
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    It's subjective Perry but I think it's happened...

    It's subjective Perry but I think it's happened in the last 20 years. I don't recall it being an issue when I was in my twenties. I blame Helen actually but that may be unfair. It is a global...
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    Poll: Actually the answer is maybe, maybe not. You...

    Actually the answer is maybe, maybe not. You would have to get a better test done to know :-).
    Particularly with units and apartments it gets more complicated.
    "The natural airflow through a...
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    I don't think it's the worst I think it's just a...

    I don't think it's the worst I think it's just a damaged society. I see it on steroids here in Fiji. People increasingly have no regard for themselves let alone others. Victim mentality is now front...
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    Poll: Tricky that one though as it means P has been in...

    Tricky that one though as it means P has been in the house, so not necessarily a false positive. Whole thing is a complete pain. Between that, the stupid rules around heating, more and more tenants...
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    Poll: There is evidence that some cleaning products and...

    There is evidence that some cleaning products and a surprising amount of foods can cause a false positive. I suspect this is what Ross was alluding to.

    "In 2010 Australian Customs arrested a...
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    Nearly always the way dude. Especially in these...

    Nearly always the way dude. Especially in these lower socio economic areas. Sad but all part of the business. Our PM in Rotorua probably averages an eviction every 60 days with us :-(
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    Not at all. The numbers speak for themselves....

    Not at all. The numbers speak for themselves. Everything is going pretty good currently. In addition to the above points illegal immigration is down to a 17 year low, unemployment lowest since 2001,...
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    I think you're both quite wrong. When I lived...

    I think you're both quite wrong. When I lived there I couldn't believe how weird they were. They love this stuff. I just look at what he is doing and the results. So far he is doing everything he...
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    Actually it's going very well. Almost all US...

    Actually it's going very well. Almost all US numbers are up, it's hard to think of anything he's done "wrong" so far.
    Unemployment down to 4.3 from 4.7 in Feb. Average hourly earnings up to...
  21. Oh yes. I see an article in the Herald today that...

    Oh yes. I see an article in the Herald today that says that has changed. Most imports are genuinely new. China, India, South Africa and England all sending their poor and needy to our shores :-)
  22. As govt only issues 50K PR permits a year the...

    As govt only issues 50K PR permits a year the other 50K are either international students who we aggressively try to get or kiwis returning home.
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    Given that the market isn't great to sell right...

    Given that the market isn't great to sell right now I would wait. Unless you need to sell, wait till the media is full of good news again then get it sold. Of course if you are outside of Auckland...
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    Haha! Then you'll know for sure!

    Haha! Then you'll know for sure!
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    Maybe but the plumbers I have used all said...

    Maybe but the plumbers I have used all said similar to "get a close coupled back to wall unit then we can ditch the vent".
    As I said earlier mine have all been upstairs in double story so that may...
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