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Type: Posts; User: Bluekiwi

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  1. Replies
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    Most banks cant, and have told brokers they wont...

    Most banks cant, and have told brokers they wont look at them.
    But obviously some banks still are, and BNZ seems better prepared out of the 3 banks I work with.
    Their systems likely cope a lot...
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    I am happy with my 3.05% for 18 months. No...

    I am happy with my 3.05% for 18 months.

    No commentators expect "much" decline from here, and banks cant even process new loan apps so they are not wanting to compete with specials - at the moment....
  3. Thanks guys, found a great tenant who will work...

    Thanks guys, found a great tenant who will work with me on the property, six months fixed period then goes into periodic, no open homes but sign still up and agent can view.
    They will do a bit of...
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    Sticky: A great example of not taking personal...

    A great example of not taking personal responsibility, of finding excuses to not get ahead in life, of blaming everyone else as the reason for not succeeding.
    This guy is a joke.
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    Sticky: That's a fail mate. You know when something is...

    That's a fail mate.

    You know when something is big, and this fits the bill, the other things you mention are tiny.

    Get real Perry, I think a lot of people on here are getting sick of your...
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    Don't be a dick Perry. Any prediction hijacked...

    Don't be a dick Perry.
    Any prediction hijacked by CV19 is off the table buddy, get real, don't be a pratt.
  7. Short Term Rental ?? - can you still do it

    Well the property market has stopped, and I am stuck with a development type property that I am picking will not sell for a year or more.
    Maybe 18 months, but it is still on the market.

    I am...
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    Well I decided not to wait any further, and the...

    Well I decided not to wait any further, and the reason is this.
    If things get bad, rates go down, if they get really bad, they go lower for longer...…….
    If things turn to shit, rates go nuts...
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    Sticky: I think you can safely mark this prediction as...

    I think you can safely mark this prediction as being correct Perry.
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    I admit I don't know all the ins and outs of...

    I admit I don't know all the ins and outs of this, and you are possibly correct.
    But that's not how the Banks work in spirit, or how the public expects them to work.

    ANZ 1 year rate just...
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    OKAY SO LETS CUT TO THE CHASE OCR cut by .75%...

    OKAY SO LETS CUT TO THE CHASE

    OCR cut by .75% and floating rates all cut by that on same day, obviously RB had warned the banks.

    Now as of this morning, there is no bank movement on 6 month to...
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    Sticky: Does this affect the cost for NZ banks to borrow...

    Does this affect the cost for NZ banks to borrow long term, will this mean lower rates for us at the 5 year end ??????????????
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    Sticky: Yep, got that, but they change rates and...

    Yep, got that, but they change rates and consumers expect rate changes, using OCR change as the trigger point for that.
    Of course in reality its really what longer term funding costs are for them...
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    Sticky: The Sham is the worst so called Economist I have...

    The Sham is the worst so called Economist I have ever seen, don't know why he gets so much public attention.

    So if OCR goes down .5% how much can they really drop interest rates.
    There is a point...
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    Looks like a OCR drop of .25 to .5 coming either...

    Looks like a OCR drop of .25 to .5 coming either 25/3 or before it.
    US and Ausi have moved, so I expect us to do that same.

    What do people predict this will do to 1 and 2 year and 5 year rates,...
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    Sticky: I will be in your situation in a few weeks, but I...

    I will be in your situation in a few weeks, but I am pretty sure you made the right move, if the 18 month rate is at 3.35 still, then I will take that.
    The 5 years at 4.19 is too steep.

    As long...
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    Sticky: LOL you must be reading my mind on Trump and...

    LOL you must be reading my mind on Trump and Ardern.
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    Sticky: Yep, between us we picked it Davo. Its out...

    Yep, between us we picked it Davo.

    Its out now, Pandemic, so human cost maybe 20 Million, if you work on quarter of the world getting it, and less than 1% dyeing from it.

    But the extensive...
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    Perry has stung me once too, but I guess I cant...

    Perry has stung me once too, but I guess I cant be right all the time like Trump.

    This is "Interest Rates" thread, how did it get highjacked to predictions anyway, that should have its own thread,...
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    Sticky: Softening GDP, leading to less demand on...

    Softening GDP, leading to less demand on resources, reduces inflation pressure, so interest rates would need to be kept lower for longer, to stimulate inflation and economic growth.

    So now it...
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    Sticky: Westpac has always, at least since 2003, based...

    Westpac has always, at least since 2003, based their property market predictions, solely on interest rates.

    Their prediction 2 years ago, based once again on interest rates going up, and then they...
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    Sticky: Its a pretty exciting year, a lot could happen....

    Its a pretty exciting year, a lot could happen. And a lot of what happens will be determined by out of the blue unforeseen events.
    The fires in Ausie an example.

    I predict the Winston will not...
  23. I think its a pretty cheap fee, to just have...

    I think its a pretty cheap fee, to just have someone look after it, as owners are moving from south island to north island.
    So will fall under the GST minimum, I think.
    Maybe just a simple lease...
  24. Best way to "lease" out a section with services on it ????

    My sister has a property query

    So we have this section with a container, portaloo, outdoor shower, power and water. A person wants to rent it/use it every weekend over summer and every school...
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    Sticky: Some very good points in here Perry. The worm...

    Some very good points in here Perry.

    The worm is turning here on Taxinda and The Penguin and The Joker (winny and crooky), we just need Bridges to be replaced by Upton and we have a chance.

    I...
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