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Type: Posts; User: Beano

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  1. Replies
    7
    Views
    418

    Are they on Lincoln Rd by central tce where the...

    Are they on Lincoln Rd by central tce where the new "Ikea type " superstore is being built ?
  2. Of course Why should only us commercial property...

    Of course
    Why should only us commercial property owners be forced to have a lift for a double story building ?
    You should have two lifts in case there is someone waiting on the other floor!
  3. Thread: Interest Rates

    by Beano
    Replies
    5,795
    Views
    925,748

    What size has a impact ? Would the bank be...

    What size has a impact ?
    Would the bank be concerned with Under $25m of debt ?
    Or would the loan have to be medium to large ?
  4. Yes I agree The professionals are just so fast...

    Yes I agree
    The professionals are just so fast and efficient .
    It is joy to watch them do the job
  5. Replies
    10
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    514

    Dan Walker here from Colliers in Napier New...

    Dan Walker here from Colliers in Napier New Zealand. Has got a retail complex for sale with a rental income of approx $750k net per annum, seismic strengthened and over 3000sqm of CBD land. Net...
  6. Replies
    5
    Views
    392

    Buy something in between the 2 Wellington ...

    Buy something in between the 2
    Wellington
    Wellington typically is supported by Labour government policies
  7. Replies
    1
    Views
    109

    I once owned a unit in Jerningham apartments in...

    I once owned a unit in Jerningham apartments in Oriental Bay Wellington
    That was company share I heard they switch to unit titles.
    Perhaps you could chat to them
  8. Replies
    23
    Views
    1,018

    They could not as they sold their property on...

    They could not as they sold their property on "property genie " for 20pc more than market and retired rich.
    As for the buyer of the store he overpaid and went broke. :-)
  9. I looked at the Xero website today Is the growth...

    I looked at the Xero website today
    Is the growth of Xero mainly in the field of small businesses where invoices can be easily generated by the business person and expenses downloaded directly into...
  10. Replies
    10
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    583

    Best i have heard of is floating 3.7% with HSBC...

    Best i have heard of is floating 3.7% with HSBC but you do need to your have your residential with them
    My commercial is a lot higher at 4.2pc floating BNZ. Westpac was priced at 4.1pc . ASB also...
  11. Replies
    10
    Views
    1,143

    Even simple things like leaving the car to reach...

    Even simple things like leaving the car to reach the building you need to have exclusive pedestrian path not shared by cars
    One company claimed this path need to be fenced with a fence capable of...
  12. Replies
    10
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    1,143

    If there are common areas I would say the...

    If there are common areas I would say the building owner would have some responsibilities
  13. Replies
    1
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    280

    Insurance and banks

    How have you found the bank view when it comes to insurance ?

    1: If the building forms only a small portion of the value of the property and contributes little income vs the land value and...
  14. Replies
    11
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    772

    How much tax do you pay pa?

    How much tax do you pay pa?
  15. Replies
    10
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    741

    Are the studio units rented on a stay by night...

    Are the studio units rented on a stay by night basis ?
    So the tenants can stay a night or a week at a time ?
  16. Replies
    54
    Views
    4,642

    11% for a 100 years so the probability is...

    11% for a 100 years so the probability is caculated as one in 900 years approx
    So 900 years of premium = total loss
    Say premium for a house $2k you would have paid $1.8m over 900 years
    That...
  17. There are too many variables to give a answer ...

    There are too many variables to give a answer
    You are best to talk to a bank , mortgage broker etc
    Also properties can vary from $25k to $100m plus
    Best you work on things like net profits / net...
  18. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    BC levies

    This is a very good point Ross
    1: Many expenses like engineer fees may need to be capitalised and if you claim the whole BC levies as expenses you would be open to the IRD rejection
    2: Building...
  19. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    I meant "down " not "done" for your business.

    I meant "down " not "done" for your business.
  20. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    By 1: using "s" 2: filing your IR4 by 7th of...

    By
    1: using "s"
    2: filing your IR4 by 7th of May
    3: paying all your provisional tax correctly
    4: paying all your terminal tax before or on the 7th of may
    You avoid the use of money interest ...
  21. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    I would not "cease " and cancel gst registration...

    I would not "cease " and cancel gst registration as it looks like you are still in business
    Slowing done but when business comes you still work
    Just estimate a lower income for the pending year for...
  22. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    You need to make a GST adjustment for assets...

    You need to make a GST adjustment for assets retained.
    I assume for provisional tax you would estimate tax on the 31 3 2019 tax return.
    Are you ceasing trading ?
  23. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    When I was working we filed our audited financial...

    When I was working we filed our audited financial result to the wellington stock exchange on the first working day.
    Now that we are retired we just take it easy and file our tax returns in the first...
  24. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    If you leave the filing so late like after the...

    If you leave the filing so late like after the 7th of May how do you accurately pay your third provisional tax payment ?
    When you take the "S" option and your taxable profit is well over the...
  25. Thread: Filing IR4 2019

    by Beano
    Replies
    31
    Views
    1,256

    I completed the IR4 and mailed it out last week....

    I completed the IR4 and mailed it out last week.
    Time to do the IR6 and IR3 now
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