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Type: Posts; User: Simmo

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  1. Replies
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    I had a similar issue with a glass cooktop...

    I had a similar issue with a glass cooktop recently, just out of warranty and Parmco says parts no longer available. Good reason to avoid el-cheapo brands I guess.
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    847,073

    +1 Followed closely by the insurance industry...

    +1

    Followed closely by the insurance industry IMO.
  3. Replies
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    847,073

    Yeah I figured it was Dean a long time ago as...

    Yeah I figured it was Dean a long time ago as well. Different name - same "personality". He needs to at change it up a little! What have we had lately:-

    MemphisTurnkeyProperty
    bobsyouruncle...
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    743

    Definitely remove and replace...unless there's...

    Definitely remove and replace...unless there's another reason to leave the existing roof in situ? Potentially asbestos in the glue?
  5. Thread: Interest Rates

    by Simmo
    Replies
    5,844
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    945,606

    I've found all the BS surrounding special rates...

    I've found all the BS surrounding special rates falls away once you have another offer from another bank on the table...problem is the energy required to get to that point.
  6. Thread: Interest Rates

    by Simmo
    Replies
    5,844
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    945,606

    Yeah - I re-fixed this week. The complete...

    Yeah - I re-fixed this week. The complete opposite experience to 6 months ago - simple - mind you this was ANZ.

    I used to have to deal direct with business banking, seems they'd restructured and...
  7. Bummer....I'll keep looking at options. It still...

    Bummer....I'll keep looking at options. It still stacks up, but a 90% lend and keeping the R/C balance healthy is attractive. Thanks
  8. Thanks for the reply. How do they treat sites...

    Thanks for the reply.

    How do they treat sites with multiple household units? I've got a large site that has one dwelling at present, but under the new district plan it could potentially suit an...
  9. New-Build Residential Investment Property - Current Financing Environment?

    Has anybody recently gained finance for new build residential investment property? If so, what lenders are currently in the space and what LVR's are people achieving?
  10. Replies
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    1,179

    I had a very similar situation, and acted in a...

    I had a very similar situation, and acted in a similar manner to the landlord you mention.

    Is the issue that there will be limited parking whilst the house is transported, longer term parking...
  11. Thread: Interest Rates

    by Simmo
    Replies
    5,844
    Views
    945,606

    Topping up the R/C with Westpac to 65% LVR - had...

    Topping up the R/C with Westpac to 65% LVR - had to get an offer on the table from elsewhere.

    Circa $350K lending. Investment Property

    4.15 for 1 year
    4.25 for 2 year

    Took a LOT of back...
  12. Thread: Where next?

    by Simmo
    Replies
    15
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    3,149

    I have to agree with the comments restraining...

    I have to agree with the comments restraining Tauranga's growth above. It will definitely do well growth wise, but is it the best place to "speculate" - if that's your strategy?

    It's been called...
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    Exceptional achievement (again). So what's in...

    Exceptional achievement (again).

    So what's in store for the pair of you this year?
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    If it makes you ^^^ feel any better, my clean up...

    If it makes you ^^^ feel any better, my clean up bill was nearer $30K.

    As soon as anyone on site notices anything that may be ACM (asbestos containing material), under the HSAW act 2015 they are...
  15. Thread: Privacy rights?

    by Simmo
    Replies
    3
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    1,562

    Have you got the actual cross-lease document with...

    Have you got the actual cross-lease document with a flats plan? It's a long shot but there might be something in there that can help.
  16. Replies
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    7,581

    This is one for the brokers:- How much more...

    This is one for the brokers:-

    How much more secure are your funds in an offset as opposed to a plain old R/C?

    When I bought my PPOR I set myself up through BNZ with TotalMoney, partly due to...
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    2,595

    I don't have an issue with tradies making a...

    I don't have an issue with tradies making a margin, the question is what is fair and reasonable. Does the real life example above (Methven mixer) seem reasonable to you?

    I have a guy that charges...
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    +1 $70 give or take per hour, but they'd be...

    +1

    $70 give or take per hour, but they'd be making this at least again on their margins. If at all possible supply materials yourself.

    E.g Shower mixer (identical unit, same brand)
    My buy...
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    I had an oven go missing once, but they left the...

    I had an oven go missing once, but they left the HWC as it was an older installation which was "built in", basically just too hard to get out without a lot of time and or noise.

    Perhaps framing...
  20. Rotorua rates are high alright. Interestingly...

    Rotorua rates are high alright. Interestingly though, they include water and waste collection.

    I recently did a small scale project that needed Resource Consent with Rotorua Lakes Council....
  21. I thought of this article today as I was...

    I thought of this article today as I was typing...

    I largely agree with what Tony has to say about Auckland. He like others on here think it's becoming a global city......I just feel that its got...
  22. Not attacking the nation, just Auckland...

    Not attacking the nation, just Auckland lol.......okay, well at least just the suggestion that Auckland should be at the pointy end of livability rankings globally.
    ...
  23. Replies
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    Bought a copy just now - thanks for putting it...

    Bought a copy just now - thanks for putting it together.
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    RPNZ has the facility for agents to upload sale...

    RPNZ has the facility for agents to upload sale prices once unconditional, but this is optional and from what I've seen doesn't happen very often.
  25. Personally I just don't see Auckland in the same...

    Personally I just don't see Auckland in the same light. In the last month I've been in Shanghai, Singapore and Melbourne. Arriving back to Auckland is borderline third world by comparison. I'm a born...
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