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Type: Posts; User: freezinhot

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  1. Replies
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    Views
    10,565

    I used to live in Papakura and some parts are...

    I used to live in Papakura and some parts are very good, I built a new home in the Karaka Harbourside subdivision and paid $285k for the section, there is a 4th stage being developed here now and you...
  2. Finance guru looks south after cashing in on housing boom

    An interesting article in todays paper, I wonder if he wants to pay capital gains tax on this sale. ​He was always harping on about how the government needed to slow the housing market down, bet you...
  3. Replies
    30
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    7,831

    I agree with Shane, there is very little you can...

    I agree with Shane, there is very little you can do to increase the value of this home. The market down there is bad. I would only do cosmetic repairs just to keep new tenants interested.

    FH
  4. Replies
    55
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    10,369

    A fool and his money is soon parted. Im off to...

    A fool and his money is soon parted. Im off to read a good book on PI and make my own mind up on how and when to invest in property. IMHO. :)
  5. Replies
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    10,369

    I would agree with this one. I am in sales and...

    I would agree with this one. I am in sales and see new businesses starting up all the time, a lot of money is thrown at setting it up, and a lot of times the business closes within 6 months, either...
  6. Good neighbors! Preferably not a gang!!

    Good neighbors! Preferably not a gang!!
  7. Replies
    5
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    4,038

    Oh, I see Jimo! What really gets me is how a...

    Oh, I see Jimo! What really gets me is how a building company finds these so called tradesmen. As you say they are going for the cheepest quote and then charge you for their profit. I was told by my...
  8. Replies
    5
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    4,038

    Thanks will check that site out, I find though...

    Thanks will check that site out, I find though registered or not, poor workmanship is poor workmanship, not matter who is a member!
  9. Replies
    5
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    4,038

    Poor workmanship for brickwork

    We are currently building a new home in a nice suburb. We have employed a building company and to date all has gone well. The brickwork started about a week ago and seemed to be going well, until I...
  10. Replies
    12
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    3,718

    I was once told when I started out that if I...

    I was once told when I started out that if I wanted to trade full time that I would need at least 1 years pay minimum before I left my job. I think the biggest issue I would face is not finding the...
  11. Replies
    12
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    3,718

    Anyone trading fulltime??

    Hi There,

    Was thinking about returning to do a few trades with the intent on going full time sometime in the future. Any advice on getting started, is it the right time or wrong time?? What are...
  12. Replies
    36
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    9,406

    Really CD, never is a mighty long time!! What is...

    Really CD, never is a mighty long time!! What is so wrong about following someone who has a certain valued based belief! There are so many reasons not to follow smooth talking snake oil salesman, but...
  13. Replies
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    2,197

    Personally, I would sell up when the market picks...

    Personally, I would sell up when the market picks up and buy 2 in a better location. Far too many problems can be had in those types of areas.

    FH
  14. Replies
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    6,210

    I have been offered 5.7% for 2 yrs and 6.8% for 5...

    I have been offered 5.7% for 2 yrs and 6.8% for 5 yrs.

    FH
  15. Replies
    20
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    4,603

    How did he get the tenancy, did he lie his way...

    How did he get the tenancy, did he lie his way in? Is he a conman?

    FH
  16. Replies
    394
    Views
    89,733

    And yet more doom & gloom in the housing market...

    And yet more doom & gloom in the housing market from the herald. When will it end. :)
  17. Replies
    2
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    1,768

    Cut it down and save yourself the worry. I love...

    Cut it down and save yourself the worry. I love nature just as much as the next guy, BUT not in a rental. Trees can cause $1000's worth of damage, not just to ferraris but to drains, gutters,...
  18. Replies
    394
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    89,733

    I note that in the herald for the past 2 days,...

    I note that in the herald for the past 2 days, negative comments around rent rises and the desperation tenants have in finding good properties to rent, (especially in central auckland) commentators...
  19. Replies
    6,043
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    1,089,645

    We have had a closer look at both of our IP's...

    We have had a closer look at both of our IP's accounts again, and to our surprise both properties are doing well and are both cashflow +ve. One by $5900 pa, and the other by $1400. Time has increased...
  20. Replies
    6,043
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    1,089,645

    One, yes I see your point! Rates are not going to...

    One, yes I see your point! Rates are not going to wake up in the morning and say to itself, "I dont like my number anymore I think I will change it". I guess I like the feel of certainty. But your...
  21. Replies
    6,043
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    1,089,645

    This is why I believe it is best for us to fix...

    This is why I believe it is best for us to fix the bulk of the loan for the best rate for the long term, the rest say 50k can sit on floating, if rates move up quickly and we miss out on a low rate,...
  22. Replies
    6,043
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    1,089,645

    Because its better than 7.95.

    Because its better than 7.95.
  23. Replies
    6,043
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    1,089,645

    Spurner, I see your point but we are looking for...

    Spurner, I see your point but we are looking for certainty but your advice is very good, What if we fixed a portion of the loan at 6.7% say 100k, and left the 76k floating? Therefore if we miss the...
  24. Replies
    6,043
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    1,089,645

    Skid, yes we could not do anything till now as we...

    Skid, yes we could not do anything till now as we fixed for 5 years on a fairly high rate so now we are able to go P&I while still paying the same amount. The upside
    of coarse is the rent has...
  25. Replies
    6,043
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    1,089,645

    This is what I need to get right, I am in a good...

    This is what I need to get right, I am in a good position now with interest rate as opposed to 5 years ago when I fixed. I have 176k loan, would it be best to fix say 140k and chuck the rest on...
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