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Type: Posts; User: Beano

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  1. Replies
    37
    Views
    1,615

    Yes renting can be smarter than buying Arthur...

    Yes renting can be smarter than buying
    Arthur did well to have a fixed rental for 9,000 years !

    Originally leased in 1759 to Arthur Guinness at IR£45 (Irish pounds) per year for 9,000 years, the...
  2. Replies
    35
    Views
    1,829

    Great going I wish I had your discipline If I...

    Great going
    I wish I had your discipline
    If I did not sell I would own 66 properties today :-(
  3. Replies
    35
    Views
    1,829

    Would you sell ? Eg 1: earthquake rating 2:...

    Would you sell ?
    Eg
    1: earthquake rating
    2: see something you like to buy but lack equity
    3: change of investment type
    4: Interest rate back up to 24pc
    5:a silly offer from a potential buyer
  4. Thread: Mortgage brokers

    by Beano
    Replies
    7
    Views
    361

    They have a seminar in Parnell tomorow. If you...

    They have a seminar in Parnell tomorow.
    If you go along let us all know what they are like.
  5. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    So did you get the bnz special rate of 3.69 less...

    So did you get the bnz special rate of 3.69 less .5 so you are now paying 3.19% ?
    Did you get a cash contribution too?
  6. Replies
    1,021
    Views
    127,111

    Perhaps you can share the room with more people...

    Perhaps you can share the room with more people to make it more affordable.
    Three to a room will save you more .
    What is your income ?
  7. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    I reckon going with a broker gets a better deal

    I reckon going with a broker gets a better deal
  8. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    I also got a weird letter from the bnz which I...

    I also got a weird letter from the bnz which I cannot figure out either (I think I need to ring the bank)
    Looking on the bnz site there appears like there are three catogories
    Owner occupied...
  9. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    Is that for a investment property or personal...

    Is that for a investment property or personal residence?
  10. Would you be ok to share some details? I can pm...

    Would you be ok to share some details?
    I can pm you
    My daughter is moving to London in December and I am thinking of buying a unit rather than renting
  11. It would be nice to have a "spy" within the bank...

    It would be nice to have a "spy" within the bank credit department on this forum
    So many things we do not know :-)
  12. Did you buy in London ?

    Did you buy in London ?
  13. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    I believe Silver Fin is getting 3.26% commercial...

    I believe Silver Fin is getting 3.26% commercial finance from the ASB on the current syndicate 22 Saleyard Rd Otahuhu Auckland approx 8.7m.
  14. Thread: Net wealth

    by Beano
    Replies
    9
    Views
    547

    Net wealth

    The NBR rich list estimated only 500 individual in NZ with wealth over $50m.
    Hard to believe so few ...I thought 1pc of the population would be there ...
  15. Replies
    16
    Views
    1,881

    BNZ floating commercial is now 3.86pc

    BNZ floating commercial is now 3.86pc
  16. Replies
    4
    Views
    401

    I think $1 pa is a bit light Perhaps $10 per...

    I think $1 pa is a bit light
    Perhaps $10 per meeting to cover travel costs
  17. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    The depositors can invest in 1:...

    The depositors can invest in
    1: Japhttps://www.propertychat.com.au/community/data/attachments/32/32371-181466b8121e5cb47562e9b69dcf91cc.jpganese Government bonds
    The ten year Bond's rate in Japan...
  18. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    Commercial floating interest at 3.5% now ????

    Commercial floating interest at 3.5% now ????
  19. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    I believe PPOR Have a look at rate city. Com.au...

    I believe PPOR
    Have a look at rate city. Com.au
    2.89pc is the lowest rate
  20. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    In Australia (which has had lower interest rates...

    In Australia (which has had lower interest rates than NZ) many borrowers are obtaining rates near 3%
  21. Thread: Interest Rates

    by Beano
    Replies
    5,887
    Views
    969,265

    Today's floating commercial interest rate is 4.06%

    Today's floating commercial interest rate is 4.06%
  22. Thread: Rent Review

    by Beano
    Replies
    10
    Views
    913

    Is it going to be registered ? If it is they are...

    Is it going to be registered ?
    If it is they are available off the registered charges on the title ..use property guru
  23. Thread: Rent Review

    by Beano
    Replies
    10
    Views
    913

    For the rent reviews and lease renewals 1: some...

    For the rent reviews and lease renewals
    1: some I do by email exchange
    2: some by deed
    3: some by registration against the title (paid by tenant)
  24. Why do you pay tax on your NZ property when you...

    Why do you pay tax on your NZ property when you make a loss ?
    Is the tax you are paying in NZ income tax ? (Not FB tax which you would still have to pay even if you lose money )
  25. Which are you ? Permanent tax resident ...taxed...

    Which are you ?
    Permanent tax resident ...taxed on worldwide income
    Temporary tax residents. ..local income only



    ...
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