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Type: Posts; User: Frezzinghot

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  1. Replies
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    Ive just been offered 600k to buy my next IP. All...

    Ive just been offered 600k to buy my next IP. All lending will now be with one bank,(not selling any assets) cost of doing this will be break fees on our current bank but we think by having more...
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    Perry, if I were the National leader id be...

    Perry, if I were the National leader id be jumping all over this as well, I guess they both work for the same side?? (WHO)
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    Its now not flavour of the month, the new it...

    Its now not flavour of the month, the new it phrase is "Black lives matter" and all the activists are jumping on board the train, even our corrupt brainwashing TVNZ!
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    Not really, both steal from the rich to give to...

    Not really, both steal from the rich to give to the poor!
  5. Replies
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    Id say this is pretty much bang on! Know a person...

    Id say this is pretty much bang on! Know a person who "had the flu" and is now doing fine thank you!
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    It seems here too all of a sudden TVNZ has...

    It seems here too all of a sudden TVNZ has forgotten about the scamdemic, their lead story tonight was about some "black lives matter" rally in Auckland. Wow, seems like the divide and conquer...
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    Cheers thanks

    Cheers thanks
  8. Replies
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    My intention is to hold all new property, so are...

    My intention is to hold all new property, so are you saying you would do it??
  9. Replies
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    Finance options

    Question:

    As investors we often talk about the one bank trap. Keeping IP loans seperate from PPOR loans. BUT if you could get MORE finance (for IPs) by bringing all the loans together with one...
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    And this is what I am thinking as well, no job,...

    And this is what I am thinking as well, no job, no mortgage. Its really that simple. The other thing to consider will be confidence, the media are drumming up all sorts of mixed messages atm and...
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    The thing is no one is really sure are they?? But...

    The thing is no one is really sure are they?? But by all accounts this crisis is sure to be worse that the GFC, what I do know is finance is becoming difficult if you are an investor as the...
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    Nothing, its just the commie supporting media...

    Nothing, its just the commie supporting media trying to get some dirt on Muller! I like him because he seems like a real man that won't take any of Jacindas crap! Go National!!!
  13. Thread: Lending

    by Frezzinghot
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    862

    Will they require security over the properties?...

    Will they require security over the properties? Or can you borrow against your own home to purchase IP.
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    https://nopunchespulled.com/2020/05/27/winston-pet...

    https://nopunchespulled.com/2020/05/27/winston-peters-talks-sense/

    More common sense from Bob Jones, stop it!
  15. Thread: Lending

    by Frezzinghot
    Replies
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    862

    Looks like Resimac is the place to go, the rest...

    Looks like Resimac is the place to go, the rest are in the too hard basket!
    https://www.landlords.co.nz/article/...-for-investors
  16. Thread: Lending

    by Frezzinghot
    Replies
    16
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    862

    No, but to tar everyone with the same brush is...

    No, but to tar everyone with the same brush is insanity IMHO. I can only use our current situation and credit rating, in the many years since we started investing we have not missed one mortgage...
  17. Thread: Lending

    by Frezzinghot
    Replies
    16
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    862

    Yes, we all want 2-2.5% loans, but no good to you...

    Yes, we all want 2-2.5% loans, but no good to you if you can't continue to build a portfolio! Its the same old situation with the mainstream banks, when the recession hits they all go into lockdown...
  18. Thread: Lending

    by Frezzinghot
    Replies
    16
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    862

    Also, a few properties are falling over because...

    Also, a few properties are falling over because of finance, mainstream banks are making borrowers jump through hoops now and only those with strong cashflow are getting any decent money, I have...
  19. Thread: Lending

    by Frezzinghot
    Replies
    16
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    862

    Have spoken with a broker today and 2nd tier...

    Have spoken with a broker today and 2nd tier lending is 3.49% atm, so might end up going with the expensive money to get the next property.
  20. Thread: Lending

    by Frezzinghot
    Replies
    16
    Views
    862

    On this occasion my main bank was used and were...

    On this occasion my main bank was used and were the only ones to front up with the 500k, I have about 530k in total to spend. Mind, we should see some better opportunities to purchase in the next few...
  21. Thread: Lending

    by Frezzinghot
    Replies
    16
    Views
    862

    Lending

    Its seems our bank doesn't want us to own anymore property, the hoops we had to jump though to get 500k were unbelievable.

    Needed an extra 70k on a deal we had and were declined, it felt like...
  22. The fact still remains, if you live in Auckland...

    The fact still remains, if you live in Auckland expect to pay 9 times your average income to buy a property in Auckland. Regardless of what building company you use. Its over valued. Just by playing...
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    National is going to win the next election!! this...

    National is going to win the next election!! this guy is not afraid to take on the false labour government!
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    Is that lending on IO?

    Is that lending on IO?
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    I have 347k coming off at xmas, and its a 4.99...

    I have 347k coming off at xmas, and its a 4.99 deal. Free money basically, and even more coming off at the start of next year.

    Just waiting on another deal to be approved from the bank so most of...
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