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Type: Posts; User: donna

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  1. Replies
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    Apparently $1.35B is laundered here annually - so...

    Apparently $1.35B is laundered here annually - so it's not a small issue. Interesting you mention leasing - I can not find any information that suggests that's on the radar but the AML compliance...
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    Yep Labour has so far been great for rising...

    Yep Labour has so far been great for rising rents, but not much else.

    cheers,

    Donna
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    Interesting question however you probably need to...

    Interesting question however you probably need to back up a bit and consider 'how' you'd get consent for the unit. :)

    cheers,

    Donna
  4. Very interesting McDuck. We need the insurance...

    Very interesting McDuck. We need the insurance co.s unless there's another solution for homeowners to get some sort of payout as with CHCH earthquake - what would homeowners do with their broken...
  5. WTF - are you saying you can not remove the...

    WTF - are you saying you can not remove the stains?

    cheers,

    Donna
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    Well done Keys - we'll be keen to know their...

    Well done Keys - we'll be keen to know their answers.

    Seems an odd move given their tenant bias. I suppose another question would be what's replacing the 'fixed term tenancies'? There was talk...
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    I recall the KiwiBuild has failed in Queenstown...

    I recall the KiwiBuild has failed in Queenstown for the very reason you mention - lack of affordability.

    Tourism is the biggest employer and it's low pay. There is wealth in the town of course...
  8. Thread: If you were me..

    by donna
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    521

    Hi sp275, So you're a Kiwi citizen? Where do...

    Hi sp275,

    So you're a Kiwi citizen? Where do you want to live right now? No doubt you're up to speed with the curb on offshore sales.

    cheers,

    Donna
  9. Replies
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    The caravan is moveable and if it's on your...

    The caravan is moveable and if it's on your designated area for enjoyment (within the Cross Lease agreement), I can't see the issue with it. It's the kiwi way to have a caravan and you have a right...
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    Also remember she can use her kiwisaver - that...

    Also remember she can use her kiwisaver - that could be a substantial amount too.

    cheers,

    Donna
  11. Replies
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    We sold to our tenant of 9 years and it was a...

    We sold to our tenant of 9 years and it was a good deal around. They used their Kiwisaver - maybe this is an option for your tenant? Plus the first home buyers grant (I think).

    cheers,

    Donna
  12. Replies
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    Would be worth a lot strategically - maybe an...

    Would be worth a lot strategically - maybe an Auction is the best strategy.
  13. Thread: Mortgage brokers

    by donna
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    384

    Are you a mortgage broker? It's not just brokers...

    Are you a mortgage broker? It's not just brokers that can assist. Use a financial advisor, accountant and educate yourself e.g. sites like sorted.org has great info, use an online calculator to work...
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    But if there's no come back on you whether the...

    But if there's no come back on you whether the property is insured or not - why give your information to yet another third party who can share it with 'tenants'. It's none of their business how much...
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    Yeah just another breach of privacy IMHO. What...

    Yeah just another breach of privacy IMHO. What happens if you've chosen not to insure your property? I recall there was an investor on here who did the numbers and worked out it was worth the risk...
  16. Yep that's my current experience. You have to...

    Yep that's my current experience. You have to expect the unexpected. With our house it was borer - so we had to rebuild. Then the simple replacement of cladding on garage has also turned into a...
  17. Replies
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    Best approaching the mag? Though there will be...

    Best approaching the mag? Though there will be many members that have some around (especially if they're in them). I can not remember when I read one.
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    go to homes.co.nz and put in your address - that...

    go to homes.co.nz and put in your address - that is reasonably accurate based on recent sales data

    cheers,

    Donna
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    Hi Kgil006, A builder can measure it and you...

    Hi Kgil006,

    A builder can measure it and you can complete a self assessment form.

    cheers,

    Donna
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    Yeah, the building consent said it's to be in the...

    Yeah, the building consent said it's to be in the utility room but they decided the bedroom for both the meter and the switchboard. There was no valid reason for the switchboard to move from the...
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    An update - well it's getting a bit outrageous...

    An update - well it's getting a bit outrageous now. The electrician and builders margin has equated to just under $18K and the house is not complete and there's still room and ensuite in garage to...
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    Hi Alaska, Get advice on the numbers specific...

    Hi Alaska,

    Get advice on the numbers specific to you and your position. I.e. when you retire, what income you need when you retire, what's going to perform the best between now and then. So many...
  23. Hi Martin, Kiwis like a bit of DIY and...

    Hi Martin,

    Kiwis like a bit of DIY and electrical is one area that's not off limits to the handyman keen to save a bit of $$, yet when done wrong it can have catastrophic outcomes. When we bought...
  24. Hi Knielsen, Welcome to PropertyTalk. Have...

    Hi Knielsen,

    Welcome to PropertyTalk. Have you contacted your lawyer? You'll want a property lawyer with experience - rather than learning on the job so to speak.

    cheers,

    Donna
  25. Replies
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    Yes they may take home the same as someone...

    Yes they may take home the same as someone earning $50 hr as a wage earner, but as sole traders or under a LTD they would legally pay less tax than a PAYE. Plus get the GST off too. If you can get...
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