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Type: Posts; User: Bluekiwi

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  1. Replies
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    Good Property Manager in Christchurch

    Does anybody know of a good property manager in Christchurch who looks after the property investors interests and saves them money.
  2. Replies
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    What bank was that, and what rate did you get. I...

    What bank was that, and what rate did you get. I see one bank has released a 1 year rate at 3.55%.

    This is crazy stuff, back in 2014 my forward projections had pencilled in an increase in rates to...
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    When the new system comes in of higher insurance...

    When the new system comes in of higher insurance premiums for area's of higher risk.

    Such as low lying coastal, flood zones, earthquake area's.

    Then the rot of ever increasing premiums for...
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    Sticky: Winter is coming...... for them And their...

    Winter is coming...... for them

    And their colds will lasts a lot longer and deeper.
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    Sticky: No CGT and low interest rates stopped a potential...

    No CGT and low interest rates stopped a potential significant crash in Auckland.

    So only down around 15% from Aug 2016 to now (but 20% on the shore where Chinese buyers had the most influence).
    ...
  6. Replies
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    I would be interested to see what the best 1 year...

    I would be interested to see what the best 1 year rate is that people are getting from now on.
    Carded rates being around the 3.85% for 1 year and 3.75% for 2 years.

    Whether people are able to get...
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    Apparently this happened in Ausie and the media...

    Apparently this happened in Ausie and the media over there picked it up and made a big stink, and all the publicity made them change fixed rates as well.

    Our media not so smart ????

    How low...
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    I see now why banks have kept floating rates and...

    I see now why banks have kept floating rates and revolving credit rates so high :)

    Their long game plan was when OCR gets slashed, they make pitiful changes to fixed rates, and instead chop off .5...
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    I have 2.1m coming off fixed in 2/20 and 5/20, am...

    I have 2.1m coming off fixed in 2/20 and 5/20, am at 50% LVR, so reckon that could be good timing.
    I am considering either another short term fix for one year, or go long at 5 years if I get a sub...
  10. Replies
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    What are the best 5 year rates that people are...

    What are the best 5 year rates that people are getting below carded (and what is their LVR and approx. loan amount)
  11. Replies
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    If they drop the OCR another notch in August and...

    If they drop the OCR another notch in August and November, what do you think this will do to the 3 and 5 year rates.
    I cant see the 3 year rates dropping much below 3.65. I think one bank did a 1...
  12. Simon is hopeless, and rumour has it that Judith...

    Simon is hopeless, and rumour has it that Judith aint particularly interested in the job, that's what I heard.
    But could give it to her for a chance to do the job and then hand it over.

    But,...
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    Usually with these threads, eventually someone...

    Usually with these threads, eventually someone puts in some useful tidbit of info :)

    Waiting........

    Waiting.......

    :)
  14. Replies
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    BNZ Mobile Manager - Auckland ??

    Sanity is not prevailing in the banking sector for BNZ at the moment.
    They keep wanting to refer me to a team rather than a person, and my attempts at getting a bank manager have failed.
    The...
  15. You can make cashflow if you want it, you just...

    You can make cashflow if you want it, you just have to work for it.
    I just bought a property at 725k that they wanted 1,050 for it.
    It rents for $820 per week, that's 5.88% and cash flow positive...
  16. Nope its todays news that she speaks well and is...

    Nope its todays news that she speaks well and is full of good intentions.

    And its certainly todays news that she has no idea about business or tax or CGT as she is still PM and likely to be so for...
  17. I think she really wanted a CGT. Then someone...

    I think she really wanted a CGT.

    Then someone tried to explain to her what a capital gains tax actually was and it got too hard.

    If she didn't understand it then her voters weren't going to...
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    No neighbours consent. Coverage of site...

    No neighbours consent.

    Coverage of site definitely not an issue.

    Yep floor area will be the roof size as only 2 poles (which form 2 of the points)
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    That's great, no consent then, as I will build it...

    That's great, no consent then, as I will build it 19.5m2 - 3m by 6.5m will cover my boat.

    With zero walls, just 2 poles.

    Build it right by the fence and existing boundary.

    And I can be 3m...
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    Its all down. Don't be fooled by stats Perry,...

    Its all down.

    Don't be fooled by stats Perry, you can only go by real life on the ground experience.

    When property crashes only the good houses in the good streets sell ie. the more expensive...
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    Car Port on Boundary - as per link below

    Looking at putting in a carport on the boundary to keep a boat dry.
    Basically just 3 poles and a roof.
    How close can you build this to the boundary.

    Please note that I am talking about whether...
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    Another year of it for sure. Then maybe 3 years...

    Another year of it for sure.
    Then maybe 3 years of slump.
  23. The next term is already in the bag mate, Jacinda...

    The next term is already in the bag mate, Jacinda has a baby, that's 10% of the vote just there man.

    And National has no mates.

    Question is, will it be 3 terms or 4 terms.

    I thought Winny...
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    I am selling some trade properties at moment,...

    I am selling some trade properties at moment, then do a bit more of that next year

    But very good time to be buying rentals for long term hold

    And if the axis of stupidity do in fact bring in...
  25. How about a bit more work teaching people who...

    How about a bit more work teaching people who don't have money how to make money, instead of finding ways to steal it off those who already have and do.

    Just a thought.

    While they are at it,...
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