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Type: Posts; User: flyernzl

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  1. Replies
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    The problem is that the rate of increase in the...

    The problem is that the rate of increase in the values of the property has not been matched by similar increases in market rents.

    Eg One 3brm property cost $125K, many years later now worth...
  2. Replies
    3,203
    Views
    370,725

    This is the largely ignored reason why so many...

    This is the largely ignored reason why so many people do not bother to vote in the local body elections.

    It is not because they are lazy, it is not because they don't care, it is because they know...
  3. Replies
    59
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    3,034

    I have just powered up the calculator. Most of...

    I have just powered up the calculator.
    Most of my rents are at or near market levels.
    I am earning a return of 1.67% on my rental properties.
    Is that a great return for my time, risk, efforts, and...
  4. Replies
    59
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    3,034

    Sounds fine, until the bills for rates, insurance...

    Sounds fine, until the bills for rates, insurance and maintenance turn up. At that point many realise that there is more to the cost of home ownership than just the mortgage.
    I have actually met...
  5. Far Western Australia - Perth?

    Far Western Australia - Perth?
  6. Replies
    59
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    3,034

    The bit he left out was 'renting was financially...

    The bit he left out was 'renting was financially better - if you rented from your Auntie.'
  7. Replies
    5,519
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    887,560

    Which presents a problem - after they move there,...

    Which presents a problem - after they move there, how do you ensure that they stay there?
    Just get a cuzzy to collect the mail and pass it back up to the big city, take the $1 bus back down to the...
  8. Replies
    298
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    22,622

    Either it will get sold to an owner-occupier, who...

    Either it will get sold to an owner-occupier, who will not suffer because they are made of hardier stuff, or the heating will never get used after the first month and the first power bill.
  9. Replies
    1,091
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    230,906

    Sticky: Reminds me of that long-ago "Yes Minister" ...

    Reminds me of that long-ago "Yes Minister" proposal for failure standards.

    "Alas I am an expert, so therefore I shall rise no further."

    Mostly, for Government projects:
    "Its been a success,...
  10. Replies
    1,091
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    230,906

    Sticky: You can smash bash and crash your own car. Try...

    You can smash bash and crash your own car.

    Try that with a rental car and Mr Hertz and/or Mr Avis will be most unhappy.
  11. Replies
    1,091
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    230,906

    Sticky: Sandra has a problem. Sandra and her husband...

    Sandra has a problem.
    Sandra and her husband Terry live in a small house down a private right-of-way. They have been there for a few years, and like the location. It is handy to Terry’s work, and...
  12. Replies
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    322,709

    All insurance companies have a SOP - hold the...

    All insurance companies have a SOP - hold the claim up to the window and ask "If this ended up in court, would we win or would we lose?"
    That answer decides their payout policy.

    Did you know...
  13. Replies
    5,519
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    887,560

    So how frequently would you make each pensioner...

    So how frequently would you make each pensioner rerun the asset test?
    Once is not enough, obviously, as someone who 'qualifies' at retirement age may well win Lotto or inherit large sums at a later...
  14. Replies
    5,519
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    887,560

    "As this article says, CGT on $1 trillion would...

    "As this article says, CGT on $1 trillion would have been $300 billion or 700 000 homes. Or fund the next 14 years of Pensions.."

    Which continues the error that all politicians and lawdrafters...
  15. Replies
    5,519
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    887,560

    Not much. The main problem that small business...

    Not much.
    The main problem that small business has in NZ is the bureaucracy.
    When regulations and laws are introduced, there is the assumption that all businesses have H&R departments and dedicated...
  16. Replies
    5,519
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    887,560

    What I mean is that when I realised what is...

    What I mean is that when I realised what is really going on I ceased trying to be useful and productive and just joined the ranks of work-shy and greedy.
    (No, not public servants and politicians -...
  17. Replies
    5,519
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    887,560

    I fought for years to survive in small businesses...

    I fought for years to survive in small businesses that (in my view) would benefit the country.
    However, when you try that you find that everything is stacked against you - the difficulties of...
  18. Replies
    1,091
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    230,906

    Sticky: Residential Tenancy Disputes Tenant advocates...

    Residential Tenancy Disputes

    Tenant advocates frequently claim that private-sector residential tenants are powerless pawns in the hands of greedy and uncaring landlords. They claim that when a...
  19. Replies
    3,203
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    370,725

    Problem is that if anything does go wrong the...

    Problem is that if anything does go wrong the Council gets the bill - and of course passes that on to their insurance company.
    Said insurance company then scrutinises the claim in minute detail...
  20. Replies
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    104,635

    Poll: The grants disappeared onto the never-never as...

    The grants disappeared onto the never-never as well.
  21. Replies
    5,519
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    887,560

    If you are talking about the "empty units"...

    If you are talking about the "empty units" identified in the 2018 census, then this figure is a false indicator of over/under supply.
    If you happened to be away from home (on holiday, in hospital,...
  22. Replies
    5,519
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    887,560

    As well as adding in the buildings under...

    As well as adding in the buildings under construction, you must also deduct the buildings destroyed.

    If you knock down one house and build three on that site (a very common scenario) that's only...
  23. Replies
    5,519
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    887,560

    I have owned investment property in Auckland...

    I have owned investment property in Auckland since 1991.
    Yes there is an economic cycle, yes there has been times when property prices have stayed static (or even dropped a bit) over those years....
  24. Replies
    5,519
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    887,560

    I looked at the Irish house price crash first...

    I looked at the Irish house price crash first hand -in Ireland
    (see:https://www.propertytalk.com/forum/showthread.php?30140-Life-as-a-Landlord/page58)

    The prime cause was too many houses. Thus...
  25. And it's not even 1st April!

    And it's not even 1st April!
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