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Type: Posts; User: donna

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  1. They could get a harmoney loan for the $25K and...

    They could get a harmoney loan for the $25K and you get the full amount.

    cheers,

    Donna
  2. Replies
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    They've got a bit more to worry about with the...

    They've got a bit more to worry about with the fire.

    cheers,

    Donna
  3. Hi first time home buyer, Your bank is not...

    Hi first time home buyer,

    Your bank is not wrong you need a very healthy contingency fund. I reckon you can not go wrong with 25% extra. I wonder if you're stretching your risk profile too far...
  4. Hi Phoebe, A lot of lawyers offer the service...

    Hi Phoebe,

    A lot of lawyers offer the service for free as they collect their fee when you pass away and carry out the instructions etc.

    Have you done a search and looked for Google reviews? ...
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    You need to contact Registered Master Builders...

    You need to contact Registered Master Builders directly as we'd only be guessing. They're Wellington based, but take your enquiry direct to HQ.

    cheers,

    Donna
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    Hi Michitouk, Why not contact some and ask...

    Hi Michitouk,

    Why not contact some and ask them? It may not be standard practice but there's no harm in asking. I suppose if there is any reluctance it may be around the responsibility - i.e....
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    Okay so what you may have worked out here Chip is...

    Okay so what you may have worked out here Chip is ProperyTalk is an established forum (nearly 20 years old) and it has users with lots of experience in 'all things property investment' including...
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    Hi AndEasy, Welcome to PropertyTalk. You need...

    Hi AndEasy,

    Welcome to PropertyTalk. You need a better lawyer. The status quo is unacceptable and your 'friend' is already breaking the law.

    cheers,

    Donna
  9. Replies
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    Yes PMs should be registered. There's enough...

    Yes PMs should be registered. There's enough discussion on PropertyTalk over the years with dodgy property managers - many caught with their hand in the cookie jar.

    cheers,

    Donna
  10. Replies
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    Sure to be wiped out by a storm at some stage...

    Sure to be wiped out by a storm at some stage though aye. Sad but it's a real prospect for all small islands esp. in the northern hemisphere. It's a tax haven for money laundering too - so parking...
  11. Replies
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    Gazumping is not so popular here but it's worth...

    Gazumping is not so popular here but it's worth covering all your bases so you're not wasting your time.

    cheers,

    Donna
  12. The homes.co.nz site has historic sales data. ...

    The homes.co.nz site has historic sales data.

    cheers,

    Donna
  13. Replies
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    Apparently $1.35B is laundered here annually - so...

    Apparently $1.35B is laundered here annually - so it's not a small issue. Interesting you mention leasing - I can not find any information that suggests that's on the radar but the AML compliance...
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    Yep Labour has so far been great for rising...

    Yep Labour has so far been great for rising rents, but not much else.

    cheers,

    Donna
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    Interesting question however you probably need to...

    Interesting question however you probably need to back up a bit and consider 'how' you'd get consent for the unit. :)

    cheers,

    Donna
  16. Very interesting McDuck. We need the insurance...

    Very interesting McDuck. We need the insurance co.s unless there's another solution for homeowners to get some sort of payout as with CHCH earthquake - what would homeowners do with their broken...
  17. WTF - are you saying you can not remove the...

    WTF - are you saying you can not remove the stains?

    cheers,

    Donna
  18. Replies
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    Well done Keys - we'll be keen to know their...

    Well done Keys - we'll be keen to know their answers.

    Seems an odd move given their tenant bias. I suppose another question would be what's replacing the 'fixed term tenancies'? There was talk...
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    I recall the KiwiBuild has failed in Queenstown...

    I recall the KiwiBuild has failed in Queenstown for the very reason you mention - lack of affordability.

    Tourism is the biggest employer and it's low pay. There is wealth in the town of course...
  20. Thread: If you were me..

    by donna
    Replies
    8
    Views
    641

    Hi sp275, So you're a Kiwi citizen? Where do...

    Hi sp275,

    So you're a Kiwi citizen? Where do you want to live right now? No doubt you're up to speed with the curb on offshore sales.

    cheers,

    Donna
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    The caravan is moveable and if it's on your...

    The caravan is moveable and if it's on your designated area for enjoyment (within the Cross Lease agreement), I can't see the issue with it. It's the kiwi way to have a caravan and you have a right...
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    Also remember she can use her kiwisaver - that...

    Also remember she can use her kiwisaver - that could be a substantial amount too.

    cheers,

    Donna
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    We sold to our tenant of 9 years and it was a...

    We sold to our tenant of 9 years and it was a good deal around. They used their Kiwisaver - maybe this is an option for your tenant? Plus the first home buyers grant (I think).

    cheers,

    Donna
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    Would be worth a lot strategically - maybe an...

    Would be worth a lot strategically - maybe an Auction is the best strategy.
  25. Thread: Mortgage brokers

    by donna
    Replies
    7
    Views
    479

    Are you a mortgage broker? It's not just brokers...

    Are you a mortgage broker? It's not just brokers that can assist. Use a financial advisor, accountant and educate yourself e.g. sites like sorted.org has great info, use an online calculator to work...
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