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Type: Posts; User: Learning

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  1. Replies
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    If they've spent two years on the dole in a city...

    If they've spent two years on the dole in a city with plenty of available jobs and are not making the effort to get one of them then for sure move them on. Make room in the cities for people who want...
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    4.39% with BNZ total money.

    4.39% with BNZ total money.
  3. Replies
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    22,224

    18 degrees according to a calculation, not actual...

    18 degrees according to a calculation, not actual temperature. The calculation doesn't take being on the top of a building into account. The calculation only looks at the spacial area, insulation...
  4. Replies
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    587

    Fair enough. Though, most people do get...

    Fair enough. Though, most people do get mortgages on property they (or a loved one) will be living in. Not always the most astute financial decision. As when done so your "worst case" risk is...
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    Isn't that the case of every mortgage, ever?

    Isn't that the case of every mortgage, ever?
  6. Replies
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    587

    That's what I gather from their intro video but I...

    That's what I gather from their intro video but I haven't actually spoken to them.
  7. Replies
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    587

    Offset mortgages are not new and often come with...

    Offset mortgages are not new and often come with a higher interest rate.

    I've split my mortgage a small loan through BNZ's Total money and a bigger standard mortgage. The Total money one is...
  8. Replies
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    229,963

    Sticky: Maybe it's a concept we should introduce here? ...

    Maybe it's a concept we should introduce here? Honest hardworking and socially considerate families are forced to live in hotel rooms or on the street, while uncaring antisocial hooligans get given...
  9. Replies
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    Sticky: In the UK the LL can face charges (fines and/or...

    In the UK the LL can face charges (fines and/or arrest) for tenants who carry out antisocial and/or illegal activities from their properties.
  10. Replies
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    It's the unorganized and reactionary way NZ deals...

    It's the unorganized and reactionary way NZ deals with a growing population while at the same time egressing infrastructure for "goodwill" vibes that confuses the heck out of me.

    Building buckets...
  11. Replies
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    884,688

    Does it have to be exclusively one or the other? ...

    Does it have to be exclusively one or the other? If your life expectancy has increased by 25 years what's wrong with working 2 or 3 more? You still end up with 22 more state paid years of leisure...
  12. Replies
    5,517
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    Life expectancy has increased by over 25 years...

    Life expectancy has increased by over 25 years since the pension age was set back in 1898. Back then the "real workers" weren't even expected to live long enough to see it.
  13. Replies
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    IMO, if any average Joe Blogs can do it, with no...

    IMO, if any average Joe Blogs can do it, with no up-skilled training required, then tenant can do it. If it requires professional skills or knowledge then it's the LL's responsibility and costs...
  14. Replies
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    Would make an interesting case for TT - A tenant...

    Would make an interesting case for TT -
    A tenant uses a rugDr in violation of their TA, but does a good job and actually cleans the carpet to at least a reasonable clean and tidy condition. The...
  15. Nah, the plumber owns a carpet cleaning company....

    Nah, the plumber owns a carpet cleaning company. Gets so much business from MrSane's exiting tenants he did him a deal. ;-p
  16. Replies
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    Will it be like registered electricians? Liable...

    Will it be like registered electricians? Liable for massive multi thousand dollar fines for breaking the EWRB's rules. Where as unregistered electrician's failings are handled by local authorities...
  17. Lower population. - - Skilled workers become...

    Lower population. -
    - Skilled workers become more valuable and wages for them increase.
    - Housing demand drops. Lower rents and more spending money for the "fun stuff" maintains commerce.
    - ...
  18. Don't edit an existing post on your Android...

    Don't edit an existing post on your Android phone. It took me a few lost posts to realize this.
  19. Replies
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    Sticky: However, with the rental shortage the power...

    However, with the rental shortage the power balance is well over in the LL's court. For most regions there's a queue of a dozen families, with applications in hand, ready to pounce on any rental...
  20. Replies
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    And if two parties agree and sign a contract to...

    And if two parties agree and sign a contract to ignore other laws it's ok too? You cant contract outside of or beyond the law.
  21. Play stupid games and win stupid prizes.

    Play stupid games and win stupid prizes.
  22. Replies
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    No, because most LL's would just pocket the...

    No, because most LL's would just pocket the savings and carry on allowing demand set the rents as they are currently.
  23. Process attachment order for $50.45. With a note...

    Process attachment order for $50.45. With a note "I'd love to see how big you'll let it grow. Interest and collection fees to follow shortly. :D"
  24. With all electric heaters that use electricity to...

    With all electric heaters that use electricity to make heat, energy in equals energy out. 100% efficiency (near enough). l1kw of electricity makes 1kw of heat. Infrared heaters follow this rule.
    ...
  25. As I said, shop around.... ...

    As I said, shop around....

    https://www.priceme.co.nz/Fujitsu-ASTG24/p-888474341.aspx
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