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Type: Posts; User: Davo36

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  1. Replies
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    I'm in the camp that if Bernard says something...

    I'm in the camp that if Bernard says something won't happen, then it will.
  2. Thread: Interest Rates

    by Davo36
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    Beano you often say that commercial floating...

    Beano you often say that commercial floating rates are lower than 12 month fixed. I can tell you for us investors who borrow a lot less than you, this is not the case. The floating rate is at least...
  3. Another crap article by Stuff. The headline says:...

    Another crap article by Stuff. The headline says:

    But the article goes on to say how arrivals are still high and there's more residency permits to process than there was previously.

    Processing...
  4. Yeah I actually think there's an exemption you...

    Yeah I actually think there's an exemption you can get (as a developer) as well.

    But isn't it funny how everyone was saying they only make up 3% of purchasers but now sales have fallen off a cliff?
  5. SwissKiwi, wow, you haven't posted here for...

    SwissKiwi, wow, you haven't posted here for years! Welcome back.

    eri, the overseas buyers can still buy apartments off of plans right? So the FBB shouldn't stop them really? I reckon it'd be the...
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    I agree with the first part.

    I agree with the first part.
  7. Replies
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    Got a link to what you are talking about?

    Got a link to what you are talking about?
  8. Yep, the RBNZ (and other central banks like the...

    Yep, the RBNZ (and other central banks like the RBA) and the government are doing everything they possibly can to keep the property bubble inflated.

    The RBNZ will probably lower the OCR again...
  9. You and your difficult questions mate.

    You and your difficult questions mate.
  10. Replies
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    And that's if they're lucky and the whole shebang...

    And that's if they're lucky and the whole shebang doesn't blow up.
  11. Oh so you were supposed to not only book 2...

    Oh so you were supposed to not only book 2 inspections, but in a certain order? The fence one first? F**k me.

    But offering the amazing service they do, he got the 'first inspector' guy over...
  12. That is funny. Did one say "Oh a fence, sorry...

    That is funny.

    Did one say "Oh a fence, sorry mate, I'm not a fencing expert!" and the other one says "I wouldn't know a spa pool from an olympic pool, I just measure the fences"

    2 people, 2...
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    I think you need to have a chat with them. They...

    I think you need to have a chat with them. They seem to have taken shared property for their own use.

    Are your other tenants complaining?
  14. It's behind a pay wall dude. But basically...

    It's behind a pay wall dude.

    But basically what I think it says is that the 7% interest rate used for serviceability calculations has been removed and in it's place a 2.5% buffer has been...
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    Well the US economy seems to be welded to the...

    Well the US economy seems to be welded to the fact that they have to have constant war. The 'defence' industry is a huge part of their economy and so they require a list of new countries to invade. ...
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    Maybe, in like Bhutan or somewhere, but...

    Maybe, in like Bhutan or somewhere, but everywhere else it's GDP of course. Nonsense measure but there you go.

    Yes, associated with stamp duty, the state governments are hooked on a constant...
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    Sounds fine to me, I agree with JTB, not JBM,...

    Sounds fine to me, I agree with JTB, not JBM, sorry JBM.

    And as JTB said, just bear in mind that others will think what you are thinking when you come to sell.
  18. Replies
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    Well the thing is property prices will appreciate...

    Well the thing is property prices will appreciate so that it still costs as much to own in the end.

    And this is what they want, increasing property prices. Can't have them ever fall now can we?
  19. Replies
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    Yep. What is it they know but aren't telling us?

    Yep. What is it they know but aren't telling us?
  20. Haha, this would require them to be accountable,...

    Haha, this would require them to be accountable, and of course they're not.

    They are the only place you can go and they know it and like it this way. So you get s**t service.

    Nothing you can...
  21. Yes, get a premises condition report. Try and...

    Yes, get a premises condition report.

    Try and get away without signing a personal guarantee, but you might not be able to.

    Try and have short terms with lots of rights of renewal e.g. 2x2x2x2...
  22. This is all pretty normal. For...

    This is all pretty normal.

    For commercial/industrial buildings you need a building WOF each year. So you pay someone to supply a building WOF to the council and a copy is put on a wall at the...
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    Sticky: We just need higher wages in this country. As...

    We just need higher wages in this country.

    As part of this we need to a) Stop importing tens of thousands of low skilled, poor people each year and b) Improve our productivity.
  24. Her higher power bill will have just been because...

    Her higher power bill will have just been because it's colder.

    Increase the rent by $10 a week.
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    Yep, what will they do next. They just keep...

    Yep, what will they do next.

    They just keep coming up with ideas to lend more and more and more.
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