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Type: Posts; User: nicko54

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  1. Replies
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    LVR restrictions when buying off the plans

    I currently own the house I live in and want to buy an investment property. My current LVR is 70/30. I was told the other day that if I buy a new build off the plans I only need to put down 5%. Is...
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    You need to read the rest of the thread. 82k...

    You need to read the rest of the thread. 82k total, based on cost per sqm
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    Where can I buy a relocatable for under 15k?

    Where can I buy a relocatable for under 15k?
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    687

    building loan to extend...

    Hi all,

    I am looking at buying a rental property but have realised if I do this I will have no equity left to extend my current house.

    Has anyone ever got a loan based on the future value of...
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    Great thanks Shane

    Great thanks Shane
  6. Replies
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    7,334

    Sleep out costs

    Hi, does anyone have any experience in building a sleepout and the associated costs of building in Auckland?
    I am looking at building a 33 sqm sleepout (5.5x6m2). Concrete foundation with a shower...
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    1,148

    I would go Meadowbank. Next door to Remuera, down...

    I would go Meadowbank. Next door to Remuera, down the road from St Heliers. Surrounded by good schools. And the price difference to Ellerslie is not that different.
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    Awesome, thanks guys. I phoned the council also...

    Awesome, thanks guys. I phoned the council also and they said it would be treated as a minor dwelling even though it is not going to be seperate from the rest of the house. They said as soon as you...
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    Consent needed for a kitchenette?

    hi there, we are wanting to put in a kitchenette downstairs and rent it out as a one bed unit.

    I saw one online which was removable, the elements are electric. Although the sink pipes would need...
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    4,372

    Extend or buy a bigger home?

    Hi all,

    So we need a bigger home and I dont know if we should extend our house or just buy a bigger home. We live in Onehunga, Auckland in a two bedroom house (85sqm) on 630sqm of land.

    We...
  11. Thanks Grads, any idea on what this might cost? I...

    Thanks Grads, any idea on what this might cost? I was looking at the versatile homes website as a guide. Something around 6x4 sqm. Will probably get a builder to do it rather than 'kitset' one so it...
  12. Hi Connor, I think it is a 6a zone. So the land...

    Hi Connor, I think it is a 6a zone. So the land size would be to small to subdivide, but thought there might be a way to get around that. There are two townhouses down the road side by side which are...
  13. Awesome, thanks Tomo. Appreciate the advice. ...

    Awesome, thanks Tomo. Appreciate the advice.

    I will work through those numbers.

    Without having done much research around the process, it feels like doing the home and income option would be a...
  14. Better to extend or build two new townhouses?

    Hi guys

    I have a question that I thought someone might be able to give some advice onů

    I have a small (80sqm) 1940s ex-state house (2-bedroom brick and tile) in Onehunga, Auckland on 650sqm...
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    I would be sceptical about buying leasehold again...

    I would be sceptical about buying leasehold again even with a 999 year lease. It will always put off a few buyers so just a headache you can avoid. It all depends on your strategy but there are...
  16. I tried this approach for a rental I had in...

    I tried this approach for a rental I had in Papakura. Offered it to the tenant to purchase. They were very keen and really excited. There was a lot of back and forth negiotating on a sale price. We...
  17. If you are moving from being a renter to an owner...

    If you are moving from being a renter to an owner occupier consider the difference between your current rent payment to what your mortgage payment will be and also what your mortgage payment will be...
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    A few properties in Auckland are like this. I...

    A few properties in Auckland are like this. I sold one earlier in the year. I did not have any issues with a mortgage when purchasing but the lease term was 990 years remaining! I did get a...
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