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Type: Posts; User: pixie

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  1. Replies
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    4,256

    insurance issue

    hi
    You are right about it not being your issue for contents insurance if you have moved on but you are forgetting that you are still legally liable for the property until the end of the FT.

    On...
  2. Replies
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    4,256

    Gee some of the comments in here are quite harsh....

    Gee some of the comments in here are quite harsh.

    If the property isn't suitable it isn't suitable. This was forseeable and you really should not have signed that second FTT particularly given...
  3. Replies
    8
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    1,817

    I tried to put a smile on there but I appear to...

    I tried to put a smile on there but I appear to have put in a frown. Whoops - sorry.
  4. Replies
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    1,817

    My Letting Rules On Furnished

    My rules on letting furnished property were all of the usual ones you expect as for an unfurnished place (eg. credit check) however we added in:
    - Minimum term for furnished was 3 months (otherwise...
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    1,817

    Tread just a little cautiously

    I have extensive experience with letting furnished. Furnished right down to the knives and forks.

    But before I start - with flats where the t/o of tenants is higher - I wished we had insisted on...
  6. Replies
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    5,885

    Great investment - should have done it sooner

    We have a house that was subject to a great deal condensation and was very cold. All the money has been spent on insulation (retro fitting) underfloor and in roof plus a heat pump.

    Once we took...
  7. Replies
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    9,410

    You walk into the council offices, pay about $10...

    You walk into the council offices, pay about $10 and ask to see the property file. This file is the information that they use to write the Lim off. Helps to take your offer and acceptance form...
  8. Replies
    34
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    9,410

    Sorry to be a spoilt sport - I know two lots of...

    Sorry to be a spoilt sport - I know two lots of people who thought they could solve water problems and couldn't. Your place is recently done up - I wonder why?
    One of the two I know went thru...
  9. Replies
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    3,649

    If you do illegal alterations on your property...

    If you do illegal alterations on your property and then sell then the LIM is likely to highlight it to any incoming owner. You may then find yourself paying damages. This happened to a friend of...
  10. Thread: Tenant demands

    by pixie
    Replies
    8
    Views
    2,111

    I did find that having a teenage daughter myself...

    I did find that having a teenage daughter myself was a major problem - I have no solution to this. :-)
    In another home - I found that when I had the hot water temp turned up the running out of hot...
  11. Tenancy services said "no" to the question of...

    Tenancy services said "no" to the question of alternative accommodation when I asked. This was because the law has a clause in it saying you can terminate if the place in uninhabitable. If she...
  12. Replies
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    3,156

    Great conversation - my issue with these loans...

    Great conversation - my issue with these loans and the comment that the only real winners were the banks, comes down to education. If you think your repayments are an even amount spread out over the...
  13. Replies
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    3,156

    Term Mthly Wkly Loan Total (borrowed $100k...

    Term Mthly Wkly Loan Total (borrowed $100k at 6%)
    15 yrs $843.86 $194.74 $151,894.80
    20 yrs $716.43 $165.33 $171,943.20
    30 yrs $599.55 $138.36 $215,838.00
    40 yrs $550.21 ...
  14. I had this exact situation and it took 9 - 10...

    I had this exact situation and it took 9 - 10 days to repair the shower so don't under-estimate the time.
    The issue was that the tenant had failed to advise us of a problem until the point of no...
  15. Replies
    5
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    1,944

    We had a white polyester material put in -...

    We had a white polyester material put in - extraordinarily thermal and has a higer rating that most other products.

    The two products used were:
    a) Thermabar 810 non-perforated underfloor foil...
  16. Thread: Baycorp

    by pixie
    Replies
    12
    Views
    4,830

    ok - well I now have Creditmens Nelson name...

    ok - well I now have Creditmens Nelson name noted. Thank you for the reference :-)
  17. Replies
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    1,944

    I just spent $2k on celing insulation and...

    I just spent $2k on celing insulation and underfloor insulation for a rental property. I know that most of us don't want to spend money on invisible improvements however - for the record - this has...
  18. Thread: Baycorp

    by pixie
    Replies
    12
    Views
    4,830

    I agree with you, Glenn re the ability to check...

    I agree with you, Glenn re the ability to check tenants - I don't think there is a better system and I am happy to pay Baycorp for it. And the price is fair. This Baycorp service has defintely...
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    2,212

    Gmail is very good but you need to be invited to...

    Gmail is very good but you need to be invited to join by someone - they haven't yet (quite) released it to the general public. It is also anti-spam and getting rave reviews.
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    2,212

    Damn - they aren't accepting new members!

    Damn - they aren't accepting new members!
  21. Replies
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    2,212

    it would be more fun if it were legal to castrate...

    it would be more fun if it were legal to castrate and jail the scum doing this stuff. It simply astonishes me that so much damage can be done to businesses and individuals and is so easily got away...
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    2,212

    It isn't so much your ISP's fault that you are...

    It isn't so much your ISP's fault that you are getting all this spam as the fact that your email address is getting hit on because it is known to work.

    You need a new email address. What...
  23. Thread: Baycorp

    by pixie
    Replies
    12
    Views
    4,830

    I had a similar experience with Baycorp - they...

    I had a similar experience with Baycorp - they wasted my time and my money. I wished I had known of these others to contact. I wish they had been honest enough to say "forget it". I ended up...
  24. Replies
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    12,116

    Make sure your garage has enough head room....

    Make sure your garage has enough head room. Enough room to take the door and enough room to take the motor unit.

    I have done this exercise twice and it was an issue both times. The second time...
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    I always worry about using existing companies. ...

    I always worry about using existing companies. You don't know what else is in it.
    You don't know what loans are against it. What if a debt issue / replayment issue arises. What if debt is called...
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