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Type: Posts; User: Chelsea

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  1. How to fix the carpet lifting by ranchslider?

    per pic.
    https://s1.ax1x.com/2020/07/02/NH79ts.jpg

    Can I glue it with a double-sided tape or just use super glue? Thanks.
  2. thanks. :cool:

    thanks. :cool:
  3. hahahaaaa~~~very funny~~

    hahahaaaa~~~very funny~~
  4. thanks, pic just uploaded. ta.

    thanks, pic just uploaded. ta.
  5. can you see the pic?...

    can you see the pic?
    https://s1.ax1x.com/2020/06/24/Nash01.jpg
  6. How to repair a hairline crack in kitchen tile

    had a small crack in the kitchen tile, it's just a hairline crack, is there any stuff I can use to fill the hair line gap instead of replacing it with a new tile? Will something like this do the job?...
  7. Replies
    24
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    3,697

    It's a very good post. What will you do when...

    It's a very good post.
    What will you do when you achieved "Financial freedom"? Does financial freedom bring happiness?
    Three are lots of people on this forum could give you an answer but my answer...
  8. Replies
    4
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    869

    Will OCR drop again next year Feb 2020?

    My loan expires in beginning of Jan 2020, should I wait for next OCR review, which will be in 12th Feb (correct if I'm wrong), should I wait for next review?
    I think it's likely to drop again, your...
  9. thanks, I did overlook this, so technically I...

    thanks, I did overlook this, so technically I have no option but to install a heat pump.
  10. Why paying someone else while you can simply do...

    Why paying someone else while you can simply do the math?
  11. Good questions, the tenancy website states very...

    Good questions, the tenancy website states very clear,
    https://www.tenancy.govt.nz/heating-tool/guide/#id_1781764-whats-included-in-the-living-room

    In the tool, ‘living room’ means the whole...
  12. I'm actually thinking about putting a sliding...

    I'm actually thinking about putting a sliding door in between.
  13. Heating Standards for Healthy Home - how to define "main living room"

    If you have three open living area, 1. Living room (appx. 20 square m), 2. Open plant Kitchen (10 square m), 3 Dining area (10 square m).
    Per Healthy Home Standards the Heating Standards only...
  14. Replies
    15
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    2,918

    yes agree it's a huge loss but in 3 years I...

    yes agree it's a huge loss but in 3 years I should be able to turn the loss into gain.
    on a yearly basis I should be able to repay the loan by $100k (outside of monthly mortgage pmt and without...
  15. Replies
    15
    Views
    2,918

    yes heard of loss ring fencing but didn't pay...

    yes heard of loss ring fencing but didn't pay much of attention as thought it won't pass, but look like it's going to?
    I do have other cash flow positive properties to offset the loss but won't be...
  16. Replies
    15
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    2,918

    do they all buy in Hamilton or other cities? 7%...

    do they all buy in Hamilton or other cities? 7% gross yield is a very good number, I'd think this is unachievable in Auckland?
  17. Replies
    15
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    2,918

    Thanks Ross, the purpose is really for capital...

    Thanks Ross, the purpose is really for capital gain in long term.
    Cashflow will end up in negative, in considering new properties (4 bedroom) in Huntington/Rototuna will be around $750k-800k, with...
  18. Replies
    15
    Views
    2,918

    Investing in Hamilton? what's your thoughts?

    I know Hamilton property value rises probably 20%-30% between 2015 - 2018 , some people might think it's over-valued.
    Most of properties in North area e.g. Rotutuna, Hunting with 4 bedroom all sits...
  19. Replies
    11
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    1,926

    yes i missed this! thanks for pointing it out.

    yes i missed this! thanks for pointing it out.
  20. Replies
    11
    Views
    1,926

    thank you all, you are all very helpful. :lol:

    thank you all, you are all very helpful. :lol:
  21. Replies
    11
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    1,926

    thanks Ross, so in your opinion, the $410k will...

    thanks Ross, so in your opinion, the $410k will all be deductible doesn't matter it secure against my personal property or rental property?
  22. Replies
    11
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    1,926

    yes i am not too clear about this but based on...

    yes i am not too clear about this but based on what I heard, you can borrow up to 100% as per my above calcu for overall maximum loanable value.
  23. Replies
    11
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    1,926

    Tax related – mortgage interest

    Hi I have one question as above and appreciate if anyone can shed some lights.
    For example:

    I have a residential unit has a market value of $200k, it has a mortgage of $100k, so the maximum...
  24. DIY to transfer the Land/owndership- Manual Lodgement

    came here before to ask for help for manual lodgment to transfer the land, no body knows how, now I succeed and would like to share the experience.

    Background

    My parents own a small rental...
  25. not really, there is nothing difficulty & tricky,...

    not really, there is nothing difficulty & tricky, nothing has to be done by a lawyer for my case.
    you can do it as long as you understand English.

    if engage with lawyer, for Sell + purchase you...
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