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  1. Replies
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    Sept 2020, where did I get Novemeber from... ...

    Sept 2020, where did I get Novemeber from...

    https://www.interest.co.nz/news/103390/prime-minister-jacinda-ardern-announces-2020-general-election-will-be-held-september-19
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    Thanks JBM, that gives me some actual reasons to...

    Thanks JBM, that gives me some actual reasons to hold hope in 19 months i wont be facing 8% special rates hehe.

    Yes bless Sir John Key for dropping those rates, inflating the markets, selling his...
  3. If I had to live in Welli, I would definitely...

    If I had to live in Welli, I would definitely live in Titahi or Mana. Love it. Stuff the stigma, they are nice and much less wind than Welli. Although I do like Makara.

    The real issue for Welli...
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    Sticky: Yes, I think it seems at this stage by...

    Yes, I think it seems at this stage by contraction to mortality to be more related to current respitatory health and those immunosuppressed. as per above, I was wanting to take 5 years at 3.99 then...
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    Sticky: It may not, but we had a very much US based...

    It may not, but we had a very much US based economy during SARS.

    All due respect Im not sure how up to play you are with cross species disease, but its not a case of IF but WHEN a big one comes....
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    Sticky: Will this latest virus outbreak in China impact...

    Will this latest virus outbreak in China impact interest rates though?

    China is a MAJOR source of our economy either via our exports or our Tourism.
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    Any thoughts on this Wuhan Virus having a big...

    Any thoughts on this Wuhan Virus having a big impact on our interest rates?

    Im annoyed, I wish I had locked down 5 years now.

    NZs exports and more so Tourism, not to mention Debt much more...
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    Sticky: Good predictions. I agree, Auck will recover (if...

    Good predictions. I agree, Auck will recover (if it hasnt already back to pre correction) and then flat line again, possibly for a long time (crystal ball just turned green lol).. Every year Auck...
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    And other elitist LL's you just nod up and down...

    And other elitist LL's you just nod up and down to and club meetings :-) hehe

    I personally prefer the ASX to the NZ property market now, but there are still good buys to be had, you can lower your...
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    Enough. Comparing it to Sydney tolls. The idea is...

    Enough. Comparing it to Sydney tolls. The idea is to both fund the line/tunnel but also to dicourage people from driving in the CBD, no large city encourages this outside emergences/tolls. Of course...
  11. Im not going to get technical, Im just going with...

    Im not going to get technical, Im just going with a chat Perry and I had in which he said something pretty obvious.

    No government in NZ wants to be the one raising rate putting people with sever...
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    Flip it Wayne, if Aucklanders who have not lived...

    Flip it Wayne, if Aucklanders who have not lived overseas and experienced proper suburb to suburb train line commuting, do not get the chance, then where are you going to put the extra 2 lanes for...
  13. Urgent: BNZ advised standard rates dont allow for extra repayments, does anybody?

    It seems the cost of either revolving credit or extra repayments adds 1% to our low 3.5% interest rates with BNZ.

    Do any banks allow extra repayments without such heavy charges?
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    Yep Im with you, I definitely find viewing is the...

    Yep Im with you, I definitely find viewing is the only way to determine this. Probably the reason you see a lot of my posts as being at a higher persepctive is that I dont use the site for advice,...
  15. Interest rates to remain steady for forseeable future?

    I read an article and now Ive lost it ugggh.

    But it was an economist saying there are things in place to keep rates low for the forseeable future.

    Does anyone know of any such plans by the...
  16. I must say that ball from Spacemans link really...

    I must say that ball from Spacemans link really made me realise how under appreciated Danny Morrison was. And makes me realise how over valued Gavin Larsen currently is and we not only need a new...
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    Well Auckland lost 10% and ever since has been...

    Well Auckland lost 10% and ever since has been having a heart murmours with prices rising during the year by 8% due to Q3 sales and then falling in Q1, Q2, Q4.

    Supposedly 4 years on from Aucks...
  18. Sorry what apartments? Do you know what type of...

    Sorry what apartments? Do you know what type of ventilation is currently in place?

    Does it have a heat pump?

    Auckland rarely gets below 2deg celcius in winter, trying to find some facts for...
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    In all honesty, never fully retire imo. Just do a...

    In all honesty, never fully retire imo. Just do a job you enjoy. Ive read so many studies that show not retiring extends life span. Dont quote me as I dont remember the links but it makes sense to...
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    I think likely its folk who have gotten lucky...

    I think likely its folk who have gotten lucky over 2 decades of hyper inflation Donna, pretty much agreeing with what you are saying.

    Mum and Pa with the cash, then the excess cash created by the...
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    When you say hit the streets what do you mean? I...

    When you say hit the streets what do you mean? I base my spreedsheets off looking at other houses in person and tracking their sakes price and looking at their layouts and what houses are selling for...
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    Totally agree re the landlords out of tune with...

    Totally agree re the landlords out of tune with changes coming being caught out.

    Also buy and hold will only be good IF you already own a property, with the median house prices in surrounding...
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    I did consider the 2 bedroom split and yes its...

    I did consider the 2 bedroom split and yes its plenty big enough for it, Im going to have to buy a new TV if my couch goes against the back wall its so far my 55" will just be too small to view....
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    That was my thinking, its currently about a 8fft...

    That was my thinking, its currently about a 8fft gap, so it feels open to dining and kitchen etc. But putting up Gib Rock and Door, Ive done that 100 times before, and pulling it down again, no...
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    Does seem a little odd. But Id hate to have...

    Does seem a little odd. But Id hate to have bought a property in East Welli at the top of the market with a $900k mortgage and getting $550 rent a week. It seems logical then that they are owner...
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