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Type: Posts; User: elguapo

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  1. Replies
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    761

    Agree. From the way it is describe, there is...

    Agree. From the way it is describe, there is significant risk of being exposed at the TT. A single household/flat mate arrangement would be far more robust.
  2. Thread: Interest Rates

    by elguapo
    Replies
    5,795
    Views
    926,385

    A friend in the UK had a tracker mortgage that...

    A friend in the UK had a tracker mortgage that was set at base -1%, when they cut below 1%, he started getting interest paid to him.
  3. There is no such thing as safe. There are only...

    There is no such thing as safe. There are only varying degrees of risk. The company was fined, primarily, for failing to identify and manage the risk.
  4. Yes, perhaps a better strategy.

    Yes, perhaps a better strategy.
  5. I think this is actually happening to some...

    I think this is actually happening to some degree. The asymmetry between tighter lending, falling prices, and rising rents is what has me looking again seriously. That's a far more interesting...
  6. Yeap, this left me quite short on new borrowing...

    Yeap, this left me quite short on new borrowing that I was looking for for an opportunity that came my way. Kicking myself for paying down debt heavily last year....
  7. Replies
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    8,415

    Can I ask why you think this? You can update the...

    Can I ask why you think this? You can update the property file without going through all the additional costs and hassles of getting a building consent for things that do not require building...
  8. Replies
    5,311
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    829,347

    To a degree, the role of a reserve bank is to...

    To a degree, the role of a reserve bank is to keep people in the dark about a liquidity crisis. Maintaining confidence in banking is really the only purpose of banking, without it, banks will...
  9. There would never be a requirement to 'use...

    There would never be a requirement to 'use fireline Gib'. It is only used in context, as part of a fire rated system. Just throwing up a single wall of fireline by itself doesn't achieve anything.
  10. Someone not explained to him a demand and supply...

    Someone not explained to him a demand and supply graph?
  11. Replies
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    25,188

    Poll: There are reasonable reasons for a landlord to be...

    There are reasonable reasons for a landlord to be wary of pets (I've twice replaced carpets as a result), but these are plain weird.
  12. Replies
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    25,188

    Poll: That's what I see too. The biggest impact will...

    That's what I see too. The biggest impact will be on the lower end of the rental market, supply will tighten, no one will dare to take a risk with anything other than a well proven, quality tenant. ...
  13. Yes, it's just pure BS. The irony being the...

    Yes, it's just pure BS. The irony being the drive to have more regulation of tenancies just means it's the large property managers who prosper. Keeping up with changes gets too hard for most of the...
  14. Replies
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    4,236

    Never let it be said you don't put your money...

    Never let it be said you don't put your money where your mouth is.
  15. Replies
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    4,219

    I'm not at all frugal. I just see any great need...

    I'm not at all frugal. I just see any great need for an expensive car.

    My answer is 0.09%
  16. Replies
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    739

    Do it as a flatshare. House and sleepout are a...

    Do it as a flatshare. House and sleepout are a single household.
  17. Replies
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    4,236

    Why has the current owner not already done this?

    Why has the current owner not already done this?
  18. Replies
    21
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    3,359

    Online gaming is not a particularly high usage...

    Online gaming is not a particularly high usage for bandwidth.

    Businesses pay more for one simple reason, because they can, and ISP's know it.
  19. Replies
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    1,686

    I've used these guys and am likely too again. ...

    I've used these guys and am likely too again.

    The units, however, are usually by far the easiest bit of a kitchen renovation....
  20. It's almost like Quinovic stands to profit...

    It's almost like Quinovic stands to profit greatly from licencing property managers.
  21. Thread: Interest Rates

    by elguapo
    Replies
    5,795
    Views
    926,385

    If it was sure, it would already be there.

    If it was sure, it would already be there.
  22. Typical huff and puff of someone who has spent...

    Typical huff and puff of someone who has spent too much time working in local government. Nice little threat there too.
  23. Replies
    494
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    137,601

    Just realise that almost everything will burn in...

    Just realise that almost everything will burn in the right environment, regardless of fire retardant or such-like. Even the aluminium will burn. The failure at Grenfell isn't just the cladding,...
  24. Replies
    494
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    137,601

    I've said this before, high rise apartment blocks...

    I've said this before, high rise apartment blocks are expensive, complex systems compared to single dwellings. Anyone promoting them as 'affordable' housing should be up in court for fraud.
  25. Replies
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    3,460

    Exactly. Airbnb is simply bypassing the...

    Exactly. Airbnb is simply bypassing the traditional hotel business by realising there is plenty of unused accommodation and most people are not interested in many of the services and costs imposed...
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