• Login:
Welcome, Register Here
follow PropertyTalk on facebook follow PropertyTalk on twitter Newsletter follow PropertyTalk on LinkedIn follow PropertyTalk on facebook

Search:

Type: Posts; User: BradFromNZ

Search: Search took 0.19 seconds.

  1. Replies
    18
    Views
    1,277

    I dont follow what you mean sorry? Yea I...

    I dont follow what you mean sorry?



    Yea I like the thought of having something like this with Westpac, ideally something with a decreasing limit and having it with an actual bank makes me feel...
  2. Replies
    18
    Views
    1,277

    (excuse the ignorance here but...) how do you get...

    (excuse the ignorance here but...) how do you get a mortgage that doesn't include the home you live in?
  3. Replies
    18
    Views
    1,277

    And that is effectively what NZHL is? A big...

    And that is effectively what NZHL is? A big offset mortgage?
  4. Replies
    18
    Views
    1,277

    Yea we do, I'm really intrigued, however, if I...

    Yea we do, I'm really intrigued, however, if I can set something up like this with my bank I am tempted to stay with the bank
  5. Replies
    18
    Views
    1,277

    NZ Home Loans (NZHL)

    Has anyone ever used NZ Home Loans (NZHL)?

    I have had a meeting with them and they believe they can slash our mortgage by 11 years and $154K whilst maintaining our current repayment rates.

    I am...
  6. Replies
    15
    Views
    2,969

    I would 100% argue this, the top allergens are...

    I would 100% argue this, the top allergens are pollen, dust mites and mold, all of which can be just as microscopic as dander, therefore using your logic any house which might have these in their...
  7. Replies
    15
    Views
    2,969

    I would call Tenancy Services and have a chat to...

    I would call Tenancy Services and have a chat to them. They have council contacts and can handle everything you are talking about and if you are taking tribunal action yourself they can help you
  8. Replies
    15
    Views
    2,969

    Correct This might not be the case, it...

    Correct



    This might not be the case, it could be deemed as a letting fee or another fee which could be illegal



    Yes and no, carpet cleaning clauses can be in a contract regardless,...
  9. Replies
    15
    Views
    2,969

    You cant contract out of the RTA, it is actually...

    You cant contract out of the RTA, it is actually a breach of the RTA

    http://www.legislation.govt.nz/act/public/1986/0120/latest/DLM96415.html
  10. Replies
    30
    Views
    3,724

    Cheers Murray, I appreciate the info :)

    Cheers Murray, I appreciate the info :)
  11. Replies
    30
    Views
    3,724

    Yea I remember hearing something about having to...

    Yea I remember hearing something about having to provide a heat source or something? Even if that is the case, that doesn't mean it can be claimed back though does it?

    $1995 sounds pretty good....
  12. Replies
    30
    Views
    3,724

    Bugger, thought there might be a work around. ...

    Bugger, thought there might be a work around.



    Yea, good thinking, I just don't have the time frame to do that as we will probably move back in to the house sooner rather than later
  13. Replies
    30
    Views
    3,724

    Thanks for that. Paying it off at once isn't a...

    Thanks for that. Paying it off at once isn't a problem on this instance as I am hoping to get it done and paid for before 31/3/19 when the ring fencing comes in so I really just need to know how I...
  14. Replies
    30
    Views
    3,724

    Yea thats what I think as well but am hoping...

    Yea thats what I think as well but am hoping someone can tell me a way around that or of another way to claim as much as possible back


    Thanks for that, only thing is that we intend on moving...
  15. Replies
    30
    Views
    3,724

    Heat Pump = Repairs & Maintenance?

    Hey all,

    We are looking at putting in a heat pump and was wondering if there is a way we can claim it as repairs and maintenance? If not, how are we best suited to claim as much as possible back...
  16. Replies
    13
    Views
    1,610

    Cheers guys. Looks like it might be a matter...

    Cheers guys.

    Looks like it might be a matter of 'claim it and see if IRD have an issue with it' haha
  17. Replies
    13
    Views
    1,610

    Yea but I figure as they are existing, aging and...

    Yea but I figure as they are existing, aging and damaged assets that updating them could be deemed as maintenance?
  18. Replies
    13
    Views
    1,610

    Thanks for that Rosco, I was hoping there would...

    Thanks for that Rosco, I was hoping there would be some black and white definition but sadly that isn't the case.

    We have owned the house and lived in it for two years before moving to the UK and...
  19. Replies
    13
    Views
    1,610

    Taxation Definitions

    My wife and I are renting out our property while we live in the UK for a few years.

    In relation to 'repairs and maintenance' is there a definition in legislation as to what qualifies as 'repairs...
Results 1 to 19 of 22